True Access Capital Corporation
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by True Access Capital Corporation
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 16 | $3.9M | $241K | 18.2% |
| 713940 | Fitness and Recreational Sports Centers | 8 | $1.9M | $236K | 9.1% |
| 722513 | Limited-Service Restaurants | 8 | $864K | $108K | 9.1% |
| 611691 | Exam Preparation and Tutoring | 8 | $592K | $74K | 9.1% |
| 448120 | Women's Clothing Stores | 8 | $1.2M | $148K | 9.1% |
| 485320 | Limousine Service | 8 | $2.0M | $250K | 9.1% |
| 445120 | Convenience Stores | 8 | $2.0M | $250K | 9.1% |
| 561720 | Janitorial Services | 8 | $640K | $80K | 9.1% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 8 | $984K | $123K | 9.1% |
| 611620 | Sports and Recreation Instruction | 8 | $784K | $98K | 9.1% |
Geographic Distribution
SBA lending activity for True Access Capital Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Delaware (DE) | 88 | $14.8M | 100.0% |
Why Choose True Access Capital Corporation?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 88 SBA loans approved, totaling $14.8M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Fitness and Recreational Sports Centers, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 8.02% with flexible term lengths averaging 100 months
- ✓Loan Range: Loan sizes from $74K to $350K, with an average of $168K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in DE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about True Access Capital Corporation SBA lending
What types of businesses does True Access Capital Corporation typically finance?
True Access Capital Corporation specializes in SBA 7(a) lending to specific industries including full-service restaurants, fitness and recreational sports centers, limited-service restaurants, exam preparation and tutoring. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are True Access Capital Corporation's typical SBA loan terms?
True Access Capital Corporation's SBA 7(a) loans typically feature an average interest rate of 8.02% and average term length of 100 months (approximately 8 years). Loan sizes range from $74K to $350K, with an average loan size of $168K.
Do I need a business valuation for a True Access Capital Corporation SBA loan?
Yes, True Access Capital Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does True Access Capital Corporation compare to other SBA lenders?
True Access Capital Corporation has originated 88 SBA loans totaling $14.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does True Access Capital Corporation lend in?
True Access Capital Corporation provides SBA 7(a) financing with particularly strong presence in DE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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