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NAICS 445120 Quarterly Industry Report

Convenience Stores

Comprehensive industry research for valuation professionals, business owners, buyers, and lenders

NAICS Code: 445120Sector: 44Updated: Q1 2026

Industry Definition & Overview

NAICS Classification Hierarchy

NAICS classification hierarchy for 445120
LevelDescriptionCode
SubsectorFood and Beverage Retailers445
Industry GroupGrocery and Convenience Retailers4451

Geographic Concentration

Top states by share of national establishments.

Top 10 states by establishment share for Convenience Stores
#State% Est.Total Est.
1New York
11.1%
4,036
2Texas
10.8%
3,923
3Florida
8.9%
3,226
4California
8.5%
3,084
5Georgia
5.3%
1,916
6Massachusetts
4.8%
1,729
7New Jersey
4.0%
1,471
8Ohio
4.0%
1,464
9Pennsylvania
4.0%
1,446
10Virginia
3.9%
1,417
Source: County Business Patterns, U.S. Census Bureau[1]

SBA Lending Summary

32
Total SBA Loans
$1.4M
Total Loan Volume
$44K
Average Loan Size
10 yrs
Average Loan Term
11.38%
Average Interest Rate
80
Jobs Supported
Source: SBA 7(a) Program Data, U.S. Small Business Administration — FY 2025[2]

Top SBA Lenders

Top SBA lenders by volume for this industry
#LenderLoansVolumeAvg Loan
1TD Bank, National Association24$1.0M$42K
2Newtek Bank, National Association8$400K$50K
View Full SBA Lending Details for NAICS 445120Includes top lenders, geographic distribution, annual trends, and loan-level analysis

Sources & References

Government datasets and editorial sources used in this report.

  1. [1]U.S. Census Bureau, County Business Patterns census.gov
  2. [2]U.S. Small Business Administration, SBA 7(a) Loan Program Data data.sba.gov

Disclaimer

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