The City National Bank and Trust Company of Lawton, Oklahoma
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by The City National Bank and Trust Company of Lawton, Oklahoma
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 32 | $5.4M | $168K | 26.7% |
| 236220 | Commercial and Institutional Building Construction | 16 | $1.2M | $74K | 13.3% |
| 722511 | Full-Service Restaurants | 16 | $2.0M | $127K | 13.3% |
| 624410 | Child Day Care Services | 8 | $2.0M | $251K | 6.7% |
| 485320 | Limousine Service | 8 | $2.7M | $335K | 6.7% |
| 445310 | Beer, Wine, and Liquor Stores | 8 | $1.6M | $200K | 6.7% |
| 561740 | Carpet and Upholstery Cleaning Services | 8 | $285K | $36K | 6.7% |
| 512131 | Motion Picture Theaters (except Drive-Ins) | 8 | $3.5M | $441K | 6.7% |
| 812112 | Beauty Salons | 8 | $560K | $70K | 6.7% |
| 531130 | Lessors of Miniwarehouses and Self-Storage Units | 8 | $1.8M | $222K | 6.7% |
Geographic Distribution
SBA lending activity for The City National Bank and Trust Company of Lawton, Oklahoma by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oklahoma (OK) | 120 | $21.0M | 100.0% |
Why Choose The City National Bank and Trust Company of Lawton, Oklahoma?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 120 SBA loans approved, totaling $21.0M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Commercial and Institutional Building Construction, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 5.68% with flexible term lengths averaging 106 months
- ✓Loan Range: Loan sizes from $36K to $441K, with an average of $175K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The City National Bank and Trust Company of Lawton, Oklahoma SBA lending
What types of businesses does The City National Bank and Trust Company of Lawton, Oklahoma typically finance?
The City National Bank and Trust Company of Lawton, Oklahoma specializes in SBA 7(a) lending to specific industries including landscaping services, commercial and institutional building construction, full-service restaurants, child day care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The City National Bank and Trust Company of Lawton, Oklahoma's typical SBA loan terms?
The City National Bank and Trust Company of Lawton, Oklahoma's SBA 7(a) loans typically feature an average interest rate of 5.68% and average term length of 106 months (approximately 9 years). Loan sizes range from $36K to $441K, with an average loan size of $175K.
Do I need a business valuation for a The City National Bank and Trust Company of Lawton, Oklahoma SBA loan?
Yes, The City National Bank and Trust Company of Lawton, Oklahoma typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The City National Bank and Trust Company of Lawton, Oklahoma compare to other SBA lenders?
The City National Bank and Trust Company of Lawton, Oklahoma has originated 120 SBA loans totaling $21.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The City National Bank and Trust Company of Lawton, Oklahoma lend in?
The City National Bank and Trust Company of Lawton, Oklahoma provides SBA 7(a) financing with particularly strong presence in OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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