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NAICS 445310 Quarterly Industry Report

Beer, Wine, and Liquor Stores

Comprehensive industry research for valuation professionals, business owners, buyers, and lenders

NAICS Code: 445310Sector: 44Updated: Q1 2026

Industry Definition & Overview

NAICS Classification Hierarchy

NAICS classification hierarchy for 445310
LevelDescriptionCode
SubsectorFood and Beverage Retailers445
Industry GroupBeer, Wine, and Liquor Retailers4453

Geographic Concentration

Top states by share of national establishments.

Top 10 states by establishment share for Beer, Wine, and Liquor Stores
#State% Est.Total Est.
1California
12.1%
4,372
2New York
9.4%
3,399
3Texas
6.5%
2,334
4Pennsylvania
5.0%
1,821
5New Jersey
5.0%
1,816
6Michigan
4.3%
1,574
7Florida
4.3%
1,566
8Massachusetts
4.1%
1,482
9Illinois
4.1%
1,468
10Colorado
3.6%
1,309
Source: County Business Patterns, U.S. Census Bureau[1]

SBA Lending Summary

64
Total SBA Loans
$36.2M
Total Loan Volume
$565K
Average Loan Size
14 yrs
Average Loan Term
9.97%
Average Interest Rate
280
Jobs Supported
Source: SBA 7(a) Program Data, U.S. Small Business Administration — FY 2025[2]

Top SBA Lenders

Top SBA lenders by volume for this industry
#LenderLoansVolumeAvg Loan
1The Huntington National Bank8$10.2M$1.3M
2Enterprise Bank & Trust8$9.2M$1.1M
3b1BANK8$8.0M$1.0M
4Peapack Private Bank and Trust8$5.0M$625K
5Neighborhood National Bank8$2.7M$332K
View Full SBA Lending Details for NAICS 445310Includes top lenders, geographic distribution, annual trends, and loan-level analysis

Sources & References

Government datasets and editorial sources used in this report.

  1. [1]U.S. Census Bureau, County Business Patterns census.gov
  2. [2]U.S. Small Business Administration, SBA 7(a) Loan Program Data data.sba.gov

Disclaimer

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