DreamSpring
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by DreamSpring
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722330 | Mobile Food Services | 64 | $5.9M | $93K | 8.6% |
| 722513 | Limited-Service Restaurants | 40 | $8.3M | $209K | 5.4% |
| 713940 | Fitness and Recreational Sports Centers | 32 | $4.1M | $127K | 4.3% |
| 722511 | Full-Service Restaurants | 24 | $3.2M | $132K | 3.2% |
| 561730 | Landscaping Services | 24 | $2.7M | $112K | 3.2% |
| 812112 | Beauty Salons | 24 | $3.5M | $145K | 3.2% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 16 | $1.1M | $68K | 2.2% |
| 311920 | Coffee and Tea Manufacturing | 16 | $980K | $61K | 2.2% |
| 812199 | Other Personal Care Services | 16 | $3.4M | $214K | 2.2% |
| 311999 | All Other Miscellaneous Food Manufacturing | 16 | $1.7M | $109K | 2.2% |
Geographic Distribution
SBA lending activity for DreamSpring by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 200 | $27.5M | 26.9% |
| New Mexico (NM) | 160 | $25.3M | 21.5% |
| Arizona (AZ) | 184 | $22.5M | 24.7% |
| Texas (TX) | 160 | $21.0M | 21.5% |
| Nevada (NV) | 40 | $7.4M | 5.4% |
Why Choose DreamSpring?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 744 SBA loans approved, totaling $103.6M in financing
- ✓Industry Expertise: Specialized focus on Mobile Food Services, Limited-Service Restaurants, Fitness and Recreational Sports Centers
- ✓Competitive Terms: Average interest rate of 11.48% with flexible term lengths averaging 113 months
- ✓Loan Range: Loan sizes from $43K to $350K, with an average of $139K
- ✓Nationwide Reach: Active lending in 5 states, with strong presence in CO, AZ, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about DreamSpring SBA lending
What types of businesses does DreamSpring typically finance?
DreamSpring specializes in SBA 7(a) lending to specific industries including mobile food services, limited-service restaurants, fitness and recreational sports centers, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are DreamSpring's typical SBA loan terms?
DreamSpring's SBA 7(a) loans typically feature an average interest rate of 11.48% and average term length of 113 months (approximately 9 years). Loan sizes range from $43K to $350K, with an average loan size of $139K.
Do I need a business valuation for a DreamSpring SBA loan?
Yes, DreamSpring typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does DreamSpring compare to other SBA lenders?
DreamSpring has originated 744 SBA loans totaling $103.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does DreamSpring lend in?
DreamSpring provides SBA 7(a) financing with particularly strong presence in CO, AZ, TX, NM, NV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.