Belgrade State Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Belgrade State Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722330 | Mobile Food Services | 24 | $2.0M | $84K | 12.5% |
| 424910 | Farm Supplies Merchant Wholesalers | 16 | $29.3M | $1.8M | 8.3% |
| 713990 | All Other Amusement and Recreation Industries | 16 | $17.8M | $1.1M | 8.3% |
| 484110 | General Freight Trucking, Local | 16 | $1.3M | $78K | 8.3% |
| 561730 | Landscaping Services | 8 | $3.3M | $411K | 4.2% |
| 213112 | Support Activities for Oil and Gas Operations | 8 | $5.4M | $670K | 4.2% |
| 444220 | Nursery and Garden Centers | 8 | $2.5M | $315K | 4.2% |
| 238910 | Site Preparation Contractors | 8 | $1.1M | $138K | 4.2% |
| 313310 | Textile and Fabric Finishing Mills | 8 | $1.1M | $143K | 4.2% |
| 713120 | Amusement Arcades | 8 | $888K | $111K | 4.2% |
Geographic Distribution
SBA lending activity for Belgrade State Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 192 | $117.4M | 100.0% |
Why Choose Belgrade State Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 192 SBA loans approved, totaling $117.4M in financing
- ✓Industry Expertise: Specialized focus on Mobile Food Services, Farm Supplies Merchant Wholesalers, All Other Amusement and Recreation Industries
- ✓Competitive Terms: Average interest rate of 9.66% with flexible term lengths averaging 192 months
- ✓Loan Range: Loan sizes from $27K to $3.8M, with an average of $611K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Belgrade State Bank SBA lending
What types of businesses does Belgrade State Bank typically finance?
Belgrade State Bank specializes in SBA 7(a) lending to specific industries including mobile food services, farm supplies merchant wholesalers, all other amusement and recreation industries, general freight trucking, local. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Belgrade State Bank's typical SBA loan terms?
Belgrade State Bank's SBA 7(a) loans typically feature an average interest rate of 9.66% and average term length of 192 months (approximately 16 years). Loan sizes range from $27K to $3.8M, with an average loan size of $611K.
Do I need a business valuation for a Belgrade State Bank SBA loan?
Yes, Belgrade State Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Belgrade State Bank compare to other SBA lenders?
Belgrade State Bank has originated 192 SBA loans totaling $117.4M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Belgrade State Bank lend in?
Belgrade State Bank provides SBA 7(a) financing with particularly strong presence in MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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