Wintrust Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Wintrust Bank National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 56 | $27.6M | $493K | 13.7% |
| 541512 | Computer Systems Design Services | 32 | $29.2M | $913K | 7.8% |
| 238330 | Flooring Contractors | 16 | $11.2M | $701K | 3.9% |
| 488490 | Other Support Activities for Road Transportation | 16 | $19.7M | $1.2M | 3.9% |
| 238160 | Roofing Contractors | 16 | $21.3M | $1.3M | 3.9% |
| 812990 | All Other Personal Services | 16 | $2.8M | $175K | 3.9% |
| 621399 | Offices of All Other Miscellaneous Health Practitioners | 16 | $3.3M | $208K | 3.9% |
| 713940 | Fitness and Recreational Sports Centers | 16 | $3.9M | $247K | 3.9% |
| 332812 | Metal Coating, Engraving (except Jewelry and Silverware), and Allied S | 16 | $11.4M | $713K | 3.9% |
| 713990 | All Other Amusement and Recreation Industries | 16 | $10.1M | $633K | 3.9% |
Geographic Distribution
SBA lending activity for Wintrust Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Illinois (IL) | 328 | $292.6M | 80.4% |
| Colorado (CO) | 64 | $55.5M | 15.7% |
| Wisconsin (WI) | 8 | $13.1M | 2.0% |
| Florida (FL) | 8 | $4.0M | 2.0% |
Why Choose Wintrust Bank National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 408 SBA loans approved, totaling $365.2M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Computer Systems Design Services, Flooring Contractors
- ✓Competitive Terms: Average interest rate of 6.93% with flexible term lengths averaging 103 months
- ✓Loan Range: Loan sizes from $50K to $5.0M, with an average of $895K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in IL, CO, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Wintrust Bank National Association SBA lending
What types of businesses does Wintrust Bank National Association typically finance?
Wintrust Bank National Association specializes in SBA 7(a) lending to specific industries including full-service restaurants, computer systems design services, flooring contractors, other support activities for road transportation. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Wintrust Bank National Association's typical SBA loan terms?
Wintrust Bank National Association's SBA 7(a) loans typically feature an average interest rate of 6.93% and average term length of 103 months (approximately 9 years). Loan sizes range from $50K to $5.0M, with an average loan size of $895K.
Do I need a business valuation for a Wintrust Bank National Association SBA loan?
Yes, Wintrust Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Wintrust Bank National Association compare to other SBA lenders?
Wintrust Bank National Association has originated 408 SBA loans totaling $365.2M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Wintrust Bank National Association lend in?
Wintrust Bank National Association provides SBA 7(a) financing with particularly strong presence in IL, CO, FL, WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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