Wilmington Savings Fund Society FSB
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Wilmington Savings Fund Society FSB
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 672 | $618.9M | $921K | 10.4% |
| 722513 | Limited-Service Restaurants | 464 | $200.1M | $431K | 7.2% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 360 | $216.7M | $602K | 5.6% |
| 624410 | Child Day Care Services | 328 | $249.2M | $760K | 5.1% |
| 713940 | Fitness and Recreational Sports Centers | 216 | $198.9M | $921K | 3.4% |
| 445310 | Beer, Wine, and Liquor Stores | 176 | $221.0M | $1.3M | 2.7% |
| 812112 | Beauty Salons | 176 | $61.8M | $351K | 2.7% |
| 445320 | Other | 136 | $156.2M | $1.1M | 2.1% |
| 561730 | Landscaping Services | 128 | $77.7M | $607K | 2.0% |
| 812910 | Pet Care (except Veterinary) Services | 96 | $63.0M | $656K | 1.5% |
Geographic Distribution
SBA lending activity for Wilmington Savings Fund Society FSB by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 2,728 | $2.19B | 42.4% |
| New Jersey (NJ) | 1,832 | $1.50B | 28.4% |
| Delaware (DE) | 576 | $460.8M | 8.9% |
| Maryland (MD) | 384 | $282.0M | 6.0% |
| Virginia (VA) | 320 | $255.7M | 5.0% |
| North Carolina (NC) | 40 | $79.8M | 0.6% |
| District of Columbia (DC) | 80 | $54.3M | 1.2% |
| Missouri (MO) | 48 | $52.5M | 0.7% |
| New York (NY) | 40 | $48.3M | 0.6% |
| Texas (TX) | 56 | $43.9M | 0.9% |
| Illinois (IL) | 16 | $43.0M | 0.2% |
| Florida (FL) | 56 | $36.7M | 0.9% |
| California (CA) | 32 | $36.3M | 0.5% |
| Connecticut (CT) | 32 | $35.6M | 0.5% |
| Wisconsin (WI) | 16 | $24.2M | 0.2% |
| Alabama (AL) | 16 | $23.1M | 0.2% |
| Arizona (AZ) | 24 | $22.8M | 0.4% |
| Oklahoma (OK) | 16 | $22.2M | 0.2% |
| Georgia (GA) | 32 | $19.0M | 0.5% |
| Indiana (IN) | 16 | $15.4M | 0.2% |
| South Carolina (SC) | 16 | $10.0M | 0.2% |
| Michigan (MI) | 16 | $8.7M | 0.2% |
| Ohio (OH) | 16 | $5.1M | 0.2% |
| Tennessee (TN) | 8 | $2.3M | 0.1% |
| Kentucky (KY) | 8 | $2.3M | 0.1% |
| Mississippi (MS) | 8 | $2.3M | 0.1% |
| Massachusetts (MA) | 8 | $2.1M | 0.1% |
Why Choose Wilmington Savings Fund Society FSB?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 6,440 SBA loans approved, totaling $5.28B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Snack and Nonalcoholic Beverage Bars
- ✓Competitive Terms: Average interest rate of 7.95% with flexible term lengths averaging 163 months
- ✓Loan Range: Loan sizes from $25K to $5.0M, with an average of $820K
- ✓Nationwide Reach: Active lending in 27 states, with strong presence in PA, NJ, DE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Wilmington Savings Fund Society FSB SBA lending
What types of businesses does Wilmington Savings Fund Society FSB typically finance?
Wilmington Savings Fund Society FSB specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, snack and nonalcoholic beverage bars, child day care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Wilmington Savings Fund Society FSB's typical SBA loan terms?
Wilmington Savings Fund Society FSB's SBA 7(a) loans typically feature an average interest rate of 7.95% and average term length of 163 months (approximately 14 years). Loan sizes range from $25K to $5.0M, with an average loan size of $820K.
Do I need a business valuation for a Wilmington Savings Fund Society FSB SBA loan?
Yes, Wilmington Savings Fund Society FSB typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Wilmington Savings Fund Society FSB compare to other SBA lenders?
Wilmington Savings Fund Society FSB has originated 6,440 SBA loans totaling $5.28B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Wilmington Savings Fund Society FSB lend in?
Wilmington Savings Fund Society FSB provides SBA 7(a) financing with particularly strong presence in PA, NJ, DE, MD, VA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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