Wildfire CU
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Wildfire CU
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 32 | $14.5M | $453K | 28.6% |
| 561730 | Landscaping Services | 16 | $2.5M | $153K | 14.3% |
| 624410 | Child Day Care Services | 16 | $1.8M | $114K | 14.3% |
| 812990 | All Other Personal Services | 8 | $2.5M | $316K | 7.1% |
| 811122 | Automotive Glass Replacement Shops | 8 | $1.5M | $186K | 7.1% |
| 459310 | Other | 8 | $400K | $50K | 7.1% |
| 459110 | Other | 8 | $861K | $108K | 7.1% |
| 237110 | Water and Sewer Line and Related Structures Construction | 8 | $2.5M | $309K | 7.1% |
| 722513 | Limited-Service Restaurants | 8 | $2.4M | $304K | 7.1% |
Geographic Distribution
SBA lending activity for Wildfire CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Michigan (MI) | 112 | $28.9M | 100.0% |
Why Choose Wildfire CU?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 112 SBA loans approved, totaling $28.9M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Landscaping Services, Child Day Care Services
- ✓Competitive Terms: Average interest rate of 7.58% with flexible term lengths averaging 184 months
- ✓Loan Range: Loan sizes from $50K to $810K, with an average of $258K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Wildfire CU SBA lending
What types of businesses does Wildfire CU typically finance?
Wildfire CU specializes in SBA 7(a) lending to specific industries including full-service restaurants, landscaping services, child day care services, all other personal services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Wildfire CU's typical SBA loan terms?
Wildfire CU's SBA 7(a) loans typically feature an average interest rate of 7.58% and average term length of 184 months (approximately 15 years). Loan sizes range from $50K to $810K, with an average loan size of $258K.
Do I need a business valuation for a Wildfire CU SBA loan?
Yes, Wildfire CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Wildfire CU compare to other SBA lenders?
Wildfire CU has originated 112 SBA loans totaling $28.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Wildfire CU lend in?
Wildfire CU provides SBA 7(a) financing with particularly strong presence in MI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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