United Midwest Savings Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by United Midwest Savings Bank National Association · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 236118 | Residential Remodelers | 419 | $70.2M | $168K | 6.1% |
| 621210 | Offices of Dentists | 353 | $367.1M | $1.0M | 5.1% |
| 561720 | Janitorial Services | 306 | $46.3M | $151K | 4.4% |
| 562910 | Remediation Services | 260 | $38.6M | $149K | 3.8% |
| 621310 | Offices of Chiropractors | 254 | $82.1M | $323K | 3.7% |
| 561730 | Landscaping Services | 249 | $39.1M | $157K | 3.6% |
| 445132 | Vending Machine Operators | 228 | $29.4M | $129K | 3.3% |
| 524210 | Insurance Agencies and Brokerages | 226 | $200.6M | $888K | 3.3% |
| 238320 | Painting and Wall Covering Contractors | 221 | $31.5M | $142K | 3.2% |
| 531311 | Residential Property Managers | 200 | $33.0M | $165K | 2.9% |
Geographic Distribution
SBA lending activity for United Midwest Savings Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Ohio (OH) | 448 | $306.9M | 6.5% |
| Texas (TX) | 888 | $260.8M | 12.9% |
| Florida (FL) | 735 | $234.6M | 10.7% |
| California (CA) | 476 | $180.4M | 6.9% |
| North Carolina (NC) | 288 | $90.7M | 4.2% |
| Michigan (MI) | 213 | $89.6M | 3.1% |
| Georgia (GA) | 417 | $88.9M | 6.1% |
| New York (NY) | 193 | $88.5M | 2.8% |
| Illinois (IL) | 184 | $74.3M | 2.7% |
| Indiana (IN) | 135 | $69.5M | 2.0% |
| Arizona (AZ) | 191 | $69.1M | 2.8% |
| Pennsylvania (PA) | 184 | $65.0M | 2.7% |
| Virginia (VA) | 179 | $61.6M | 2.6% |
| Colorado (CO) | 195 | $59.4M | 2.8% |
| Tennessee (TN) | 190 | $48.3M | 2.8% |
| Oregon (OR) | 86 | $48.2M | 1.2% |
| South Carolina (SC) | 169 | $43.4M | 2.5% |
| Washington (WA) | 107 | $42.8M | 1.6% |
| New Jersey (NJ) | 139 | $40.3M | 2.0% |
| Alabama (AL) | 119 | $39.6M | 1.7% |
| Maryland (MD) | 135 | $35.5M | 2.0% |
| Utah (UT) | 100 | $35.2M | 1.5% |
| Kentucky (KY) | 65 | $32.9M | 0.9% |
| Massachusetts (MA) | 99 | $32.7M | 1.4% |
| Connecticut (CT) | 75 | $30.8M | 1.1% |
| Louisiana (LA) | 77 | $28.9M | 1.1% |
| Wisconsin (WI) | 83 | $27.2M | 1.2% |
| Missouri (MO) | 88 | $27.2M | 1.3% |
| New Mexico (NM) | 38 | $26.0M | 0.6% |
| Nevada (NV) | 74 | $22.4M | 1.1% |
| Oklahoma (OK) | 53 | $18.7M | 0.8% |
| Iowa (IA) | 45 | $17.2M | 0.7% |
| Mississippi (MS) | 43 | $16.9M | 0.6% |
| Minnesota (MN) | 73 | $14.8M | 1.1% |
| Kansas (KS) | 60 | $14.7M | 0.9% |
| Arkansas (AR) | 37 | $11.7M | 0.5% |
| Idaho (ID) | 38 | $9.4M | 0.6% |
| Montana (MT) | 16 | $7.4M | 0.2% |
| Wyoming (WY) | 7 | $7.1M | 0.1% |
| Vermont (VT) | 7 | $6.4M | 0.1% |
| Nebraska (NE) | 27 | $5.8M | 0.4% |
| Maine (ME) | 8 | $5.6M | 0.1% |
| Rhode Island (RI) | 10 | $5.1M | 0.1% |
| New Hampshire (NH) | 22 | $4.9M | 0.3% |
| Delaware (DE) | 17 | $4.1M | 0.2% |
| North Dakota (ND) | 8 | $3.6M | 0.1% |
| West Virginia (WV) | 11 | $3.2M | 0.2% |
| Alaska (AK) | 9 | $2.6M | 0.1% |
| District of Columbia (DC) | 5 | $2.1M | 0.1% |
| South Dakota (SD) | 14 | $1.8M | 0.2% |
| Hawaii (HI) | 9 | $1.3M | 0.1% |
| VI (VI) | 1 | $306K | 0.0% |
Why Choose United Midwest Savings Bank National Association?
Based on SBA 7(a) lending track record from 1997-2025
- ✓Proven Track Record: 6,890 SBA loans approved, totaling $2.47B in financing
- ✓Industry Expertise: Specialized focus on Residential Remodelers, Offices of Dentists, Janitorial Services
- ✓Competitive Terms: Average interest rate of 8.10% with flexible term lengths averaging 132 months
- ✓Loan Range: Loan sizes from $16K to $5.0M, with an average of $358K
- ✓Nationwide Reach: Active lending in 52 states, with strong presence in TX, FL, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about United Midwest Savings Bank National Association SBA lending
What types of businesses does United Midwest Savings Bank National Association typically finance?
United Midwest Savings Bank National Association specializes in SBA 7(a) lending to specific industries including residential remodelers, offices of dentists, janitorial services, remediation services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are United Midwest Savings Bank National Association's typical SBA loan terms?
United Midwest Savings Bank National Association's SBA 7(a) loans typically feature an average interest rate of 8.10% and average term length of 132 months (approximately 11 years). Loan sizes range from $16K to $5.0M, with an average loan size of $358K.
Do I need a business valuation for a United Midwest Savings Bank National Association SBA loan?
Yes, United Midwest Savings Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does United Midwest Savings Bank National Association compare to other SBA lenders?
United Midwest Savings Bank National Association has originated 6,890 SBA loans totaling $2.47B since 1997. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does United Midwest Savings Bank National Association lend in?
United Midwest Savings Bank National Association provides SBA 7(a) financing with particularly strong presence in TX, FL, CA, OH, GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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