TransPecos Banks, SSB.
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by TransPecos Banks, SSB.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621111 | Offices of Physicians (except Mental Health Specialists) | 72 | $77.9M | $1.1M | 16.1% |
| 621410 | Family Planning Centers | 24 | $20.9M | $870K | 5.4% |
| 722511 | Full-Service Restaurants | 24 | $19.5M | $812K | 5.4% |
| 332111 | Iron and Steel Forging | 24 | $42.5M | $1.8M | 5.4% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 24 | $10.9M | $455K | 5.4% |
| 445120 | Convenience Stores | 16 | $7.2M | $450K | 3.6% |
| 621210 | Offices of Dentists | 16 | $16.1M | $1.0M | 3.6% |
| 713940 | Fitness and Recreational Sports Centers | 16 | $30.6M | $1.9M | 3.6% |
| 459930 | Other | 16 | $14.7M | $920K | 3.6% |
| 561730 | Landscaping Services | 16 | $10.3M | $644K | 3.6% |
Geographic Distribution
SBA lending activity for TransPecos Banks, SSB. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 336 | $365.8M | 75.0% |
| Ohio (OH) | 16 | $39.0M | 3.6% |
| Florida (FL) | 32 | $37.5M | 7.1% |
| New York (NY) | 8 | $28.8M | 1.8% |
| Tennessee (TN) | 8 | $11.4M | 1.8% |
| Pennsylvania (PA) | 8 | $10.6M | 1.8% |
| Georgia (GA) | 8 | $5.7M | 1.8% |
| Washington (WA) | 8 | $4.6M | 1.8% |
| Colorado (CO) | 8 | $4.0M | 1.8% |
| Utah (UT) | 8 | $3.8M | 1.8% |
| Virginia (VA) | 8 | $3.5M | 1.8% |
Why Choose TransPecos Banks, SSB.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 448 SBA loans approved, totaling $514.7M in financing
- ✓Industry Expertise: Specialized focus on Offices of Physicians (except Mental Health Specialists), Family Planning Centers, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 7.98% with flexible term lengths averaging 144 months
- ✓Loan Range: Loan sizes from $100K to $5.0M, with an average of $1.1M
- ✓Nationwide Reach: Active lending in 11 states, with strong presence in TX, FL, OH
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about TransPecos Banks, SSB. SBA lending
What types of businesses does TransPecos Banks, SSB. typically finance?
TransPecos Banks, SSB. specializes in SBA 7(a) lending to specific industries including offices of physicians (except mental health specialists), family planning centers, full-service restaurants, iron and steel forging. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are TransPecos Banks, SSB.'s typical SBA loan terms?
TransPecos Banks, SSB.'s SBA 7(a) loans typically feature an average interest rate of 7.98% and average term length of 144 months (approximately 12 years). Loan sizes range from $100K to $5.0M, with an average loan size of $1.1M.
Do I need a business valuation for a TransPecos Banks, SSB. SBA loan?
Yes, TransPecos Banks, SSB. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does TransPecos Banks, SSB. compare to other SBA lenders?
TransPecos Banks, SSB. has originated 448 SBA loans totaling $514.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does TransPecos Banks, SSB. lend in?
TransPecos Banks, SSB. provides SBA 7(a) financing with particularly strong presence in TX, FL, OH, PA, TN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Professional valuations are often required for SBA loans over $250,000.
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