The Yellowstone Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Yellowstone Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 561730 | Landscaping Services | 64 | $10.6M | $166K | 7.1% |
| 713940 | Fitness and Recreational Sports Centers | 64 | $46.9M | $733K | 7.1% |
| 722511 | Full-Service Restaurants | 48 | $30.5M | $635K | 5.3% |
| 811111 | General Automotive Repair | 32 | $9.1M | $283K | 3.5% |
| 541110 | Offices of Lawyers | 24 | $6.2M | $258K | 2.7% |
| 531210 | Offices of Real Estate Agents and Brokers | 24 | $10.0M | $415K | 2.7% |
| 323113 | Commercial Screen Printing | 24 | $7.8M | $323K | 2.7% |
| 453910 | Pet and Pet Supplies Stores | 24 | $7.5M | $313K | 2.7% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 24 | $4.1M | $172K | 2.7% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 16 | $4.2M | $265K | 1.8% |
Geographic Distribution
SBA lending activity for The Yellowstone Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Montana (MT) | 880 | $456.7M | 97.3% |
| Missouri (MO) | 8 | $21.5M | 0.9% |
| Wyoming (WY) | 16 | $18.5M | 1.8% |
Why Choose The Yellowstone Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 904 SBA loans approved, totaling $496.7M in financing
- ✓Industry Expertise: Specialized focus on Landscaping Services, Fitness and Recreational Sports Centers, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.60% with flexible term lengths averaging 139 months
- ✓Loan Range: Loan sizes from $27K to $4.2M, with an average of $549K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in MT, WY, MO
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Yellowstone Bank SBA lending
What types of businesses does The Yellowstone Bank typically finance?
The Yellowstone Bank specializes in SBA 7(a) lending to specific industries including landscaping services, fitness and recreational sports centers, full-service restaurants, general automotive repair. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Yellowstone Bank's typical SBA loan terms?
The Yellowstone Bank's SBA 7(a) loans typically feature an average interest rate of 6.60% and average term length of 139 months (approximately 12 years). Loan sizes range from $27K to $4.2M, with an average loan size of $549K.
Do I need a business valuation for a The Yellowstone Bank SBA loan?
Yes, The Yellowstone Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Yellowstone Bank compare to other SBA lenders?
The Yellowstone Bank has originated 904 SBA loans totaling $496.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Yellowstone Bank lend in?
The Yellowstone Bank provides SBA 7(a) financing with particularly strong presence in MT, WY, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.