Texas Security Bank
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by Texas Security Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 454390 | Other Direct Selling Establishments | 32 | $4.4M | $138K | 6.3% |
| 484121 | General Freight Trucking, Long Distance, Truckload | 24 | $32.1M | $1.3M | 4.7% |
| 713940 | Fitness and Recreational Sports Centers | 24 | $7.4M | $307K | 4.7% |
| 323120 | Support Activities for Printing | 24 | $3.6M | $151K | 4.7% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 16 | $4.4M | $275K | 3.1% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $14.5M | $907K | 3.1% |
| 722513 | Limited-Service Restaurants | 16 | $19.7M | $1.2M | 3.1% |
| 423220 | Home Furnishing Merchant Wholesalers | 16 | $9.6M | $600K | 3.1% |
| 541820 | Public Relations Agencies | 16 | $9.3M | $581K | 3.1% |
| 711510 | Independent Artists, Writers, and Performers | 16 | $1.6M | $98K | 3.1% |
Geographic Distribution
SBA lending activity for Texas Security Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 504 | $357.5M | 98.4% |
| Oklahoma (OK) | 8 | $9.4M | 1.6% |
Why Choose Texas Security Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 512 SBA loans approved, totaling $366.9M in financing
- ✓Industry Expertise: Specialized focus on Other Direct Selling Establishments, General Freight Trucking, Long Distance, Truckload, Fitness and Recreational Sports Centers
- ✓Competitive Terms: Average interest rate of 6.13% with flexible term lengths averaging 105 months
- ✓Loan Range: Loan sizes from $33K to $4.5M, with an average of $717K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TX, OK
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Texas Security Bank SBA lending
What types of businesses does Texas Security Bank typically finance?
Texas Security Bank specializes in SBA 7(a) lending to specific industries including other direct selling establishments, general freight trucking, long distance, truckload, fitness and recreational sports centers, support activities for printing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Texas Security Bank's typical SBA loan terms?
Texas Security Bank's SBA 7(a) loans typically feature an average interest rate of 6.13% and average term length of 105 months (approximately 9 years). Loan sizes range from $33K to $4.5M, with an average loan size of $717K.
Do I need a business valuation for a Texas Security Bank SBA loan?
Yes, Texas Security Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Texas Security Bank compare to other SBA lenders?
Texas Security Bank has originated 512 SBA loans totaling $366.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Texas Security Bank lend in?
Texas Security Bank provides SBA 7(a) financing with particularly strong presence in TX, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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