Royal Banks of Missouri
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Royal Banks of Missouri · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 7 | $7.2M | $1.0M | 7.5% |
| 713940 | Fitness and Recreational Sports Centers | 5 | $847K | $169K | 5.4% |
| 812199 | Other Personal Care Services | 4 | $933K | $233K | 4.3% |
| 424410 | General Line Grocery Merchant Wholesalers | 3 | $335K | $112K | 3.2% |
| 621610 | Home Health Care Services | 3 | $300K | $100K | 3.2% |
| 621310 | Offices of Chiropractors | 3 | $130K | $43K | 3.2% |
| 445240 | Meat Retailers | 2 | $281K | $141K | 2.2% |
| 812910 | Pet Care (except Veterinary) Services | 2 | $51K | $25K | 2.2% |
| 236210 | Industrial Building Construction | 2 | $130K | $65K | 2.2% |
| 624190 | Other Individual and Family Services | 2 | $300K | $150K | 2.2% |
Geographic Distribution
SBA lending activity for Royal Banks of Missouri by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 82 | $27.7M | 88.2% |
| California (CA) | 1 | $3.5M | 1.1% |
| Illinois (IL) | 6 | $1.2M | 6.5% |
| Florida (FL) | 2 | $655K | 2.2% |
| Indiana (IN) | 1 | $63K | 1.1% |
| North Carolina (NC) | 1 | $50K | 1.1% |
Why Choose Royal Banks of Missouri?
Based on SBA 7(a) lending track record from 1992-2025
- ✓Proven Track Record: 93 SBA loans approved, totaling $33.2M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Fitness and Recreational Sports Centers, Other Personal Care Services
- ✓Competitive Terms: Average interest rate of 6.35% with flexible term lengths averaging 95 months
- ✓Loan Range: Loan sizes from $10K to $3.8M, with an average of $357K
- ✓Nationwide Reach: Active lending in 6 states, with strong presence in MO, IL, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Royal Banks of Missouri SBA lending
What types of businesses does Royal Banks of Missouri typically finance?
Royal Banks of Missouri specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, fitness and recreational sports centers, other personal care services, general line grocery merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Royal Banks of Missouri's typical SBA loan terms?
Royal Banks of Missouri's SBA 7(a) loans typically feature an average interest rate of 6.35% and average term length of 95 months (approximately 8 years). Loan sizes range from $10K to $3.8M, with an average loan size of $357K.
Do I need a business valuation for a Royal Banks of Missouri SBA loan?
Yes, Royal Banks of Missouri typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Royal Banks of Missouri compare to other SBA lenders?
Royal Banks of Missouri has originated 93 SBA loans totaling $33.2M since 1992. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Royal Banks of Missouri lend in?
Royal Banks of Missouri provides SBA 7(a) financing with particularly strong presence in MO, IL, FL, CA, IN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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