Royal Banks of Missouri
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Royal Banks of Missouri
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621610 | Home Health Care Services | 24 | $2.4M | $100K | 9.4% |
| 424410 | General Line Grocery Merchant Wholesalers | 24 | $2.7M | $112K | 9.4% |
| 812199 | Other Personal Care Services | 16 | $2.2M | $136K | 6.3% |
| 332119 | Metal Crown, Closure, and Other Metal Stamping (except Automotive) | 16 | $1.9M | $120K | 6.3% |
| 713940 | Fitness and Recreational Sports Centers | 16 | $5.1M | $322K | 6.3% |
| 332312 | Fabricated Structural Metal Manufacturing | 16 | $18.7M | $1.2M | 6.3% |
| 624190 | Other Individual and Family Services | 16 | $2.4M | $150K | 6.3% |
| 445240 | Other | 16 | $2.2M | $141K | 6.3% |
| 333514 | Special Die and Tool, Die Set, Jig, and Fixture Manufacturing | 8 | $30.3M | $3.8M | 3.1% |
| 722513 | Limited-Service Restaurants | 8 | $1.7M | $217K | 3.1% |
Geographic Distribution
SBA lending activity for Royal Banks of Missouri by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 224 | $99.3M | 87.5% |
| Illinois (IL) | 32 | $6.4M | 12.5% |
Why Choose Royal Banks of Missouri?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 256 SBA loans approved, totaling $105.8M in financing
- ✓Industry Expertise: Specialized focus on Home Health Care Services, General Line Grocery Merchant Wholesalers, Other Personal Care Services
- ✓Competitive Terms: Average interest rate of 7.11% with flexible term lengths averaging 71 months
- ✓Loan Range: Loan sizes from $25K to $3.8M, with an average of $413K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Royal Banks of Missouri SBA lending
What types of businesses does Royal Banks of Missouri typically finance?
Royal Banks of Missouri specializes in SBA 7(a) lending to specific industries including home health care services, general line grocery merchant wholesalers, other personal care services, metal crown, closure, and other metal stamping (except automotive). They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Royal Banks of Missouri's typical SBA loan terms?
Royal Banks of Missouri's SBA 7(a) loans typically feature an average interest rate of 7.11% and average term length of 71 months (approximately 6 years). Loan sizes range from $25K to $3.8M, with an average loan size of $413K.
Do I need a business valuation for a Royal Banks of Missouri SBA loan?
Yes, Royal Banks of Missouri typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Royal Banks of Missouri compare to other SBA lenders?
Royal Banks of Missouri has originated 256 SBA loans totaling $105.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Royal Banks of Missouri lend in?
Royal Banks of Missouri provides SBA 7(a) financing with particularly strong presence in MO, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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