OMB Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by OMB Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 72 | $19.3M | $268K | 11.1% |
| 811111 | General Automotive Repair | 32 | $12.5M | $390K | 4.9% |
| 423830 | Industrial Machinery and Equipment Merchant Wholesalers | 32 | $22.7M | $710K | 4.9% |
| 722511 | Full-Service Restaurants | 24 | $8.6M | $359K | 3.7% |
| 332999 | All Other Miscellaneous Fabricated Metal Product Manufacturing | 24 | $2.5M | $106K | 3.7% |
| 562119 | Other Waste Collection | 16 | $9.5M | $596K | 2.5% |
| 713120 | Amusement Arcades | 16 | $37.7M | $2.4M | 2.5% |
| 311612 | Meat Processed from Carcasses | 16 | $43.5M | $2.7M | 2.5% |
| 812199 | Other Personal Care Services | 16 | $6.0M | $378K | 2.5% |
| 624410 | Child Day Care Services | 16 | $11.0M | $686K | 2.5% |
Geographic Distribution
SBA lending activity for OMB Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 584 | $339.7M | 90.1% |
| Kansas (KS) | 32 | $15.9M | 4.9% |
| Oklahoma (OK) | 32 | $11.6M | 4.9% |
Why Choose OMB Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 648 SBA loans approved, totaling $367.1M in financing
- ✓Industry Expertise: Specialized focus on Fitness and Recreational Sports Centers, General Automotive Repair, Industrial Machinery and Equipment Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 9.57% with flexible term lengths averaging 165 months
- ✓Loan Range: Loan sizes from $20K to $4.9M, with an average of $567K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in MO, OK, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about OMB Bank SBA lending
What types of businesses does OMB Bank typically finance?
OMB Bank specializes in SBA 7(a) lending to specific industries including fitness and recreational sports centers, general automotive repair, industrial machinery and equipment merchant wholesalers, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are OMB Bank's typical SBA loan terms?
OMB Bank's SBA 7(a) loans typically feature an average interest rate of 9.57% and average term length of 165 months (approximately 14 years). Loan sizes range from $20K to $4.9M, with an average loan size of $567K.
Do I need a business valuation for a OMB Bank SBA loan?
Yes, OMB Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does OMB Bank compare to other SBA lenders?
OMB Bank has originated 648 SBA loans totaling $367.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does OMB Bank lend in?
OMB Bank provides SBA 7(a) financing with particularly strong presence in MO, OK, KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.