Integrity Bank & Trust
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by Integrity Bank & Trust
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 238990 | All Other Specialty Trade Contractors | 64 | $16.6M | $259K | 8.5% |
| 811111 | General Automotive Repair | 32 | $7.2M | $226K | 4.3% |
| 812990 | All Other Personal Services | 32 | $11.4M | $356K | 4.3% |
| 238210 | Electrical Contractors | 24 | $13.4M | $556K | 3.2% |
| 713940 | Fitness and Recreational Sports Centers | 24 | $5.2M | $216K | 3.2% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 24 | $3.0M | $124K | 3.2% |
| 722513 | Limited-Service Restaurants | 24 | $9.7M | $405K | 3.2% |
| 722511 | Full-Service Restaurants | 24 | $11.2M | $466K | 3.2% |
| 524210 | Insurance Agencies and Brokerages | 24 | $1.3M | $53K | 3.2% |
| 327215 | Glass Product Manufacturing Made of Purchased Glass | 24 | $22.6M | $943K | 3.2% |
Geographic Distribution
SBA lending activity for Integrity Bank & Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 744 | $279.5M | 98.9% |
| Texas (TX) | 8 | $600K | 1.1% |
Why Choose Integrity Bank & Trust?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 752 SBA loans approved, totaling $280.1M in financing
- ✓Industry Expertise: Specialized focus on All Other Specialty Trade Contractors, General Automotive Repair, All Other Personal Services
- ✓Competitive Terms: Average interest rate of 8.46% with flexible term lengths averaging 133 months
- ✓Loan Range: Loan sizes from $20K to $3.0M, with an average of $373K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CO, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Integrity Bank & Trust SBA lending
What types of businesses does Integrity Bank & Trust typically finance?
Integrity Bank & Trust specializes in SBA 7(a) lending to specific industries including all other specialty trade contractors, general automotive repair, all other personal services, electrical contractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Integrity Bank & Trust's typical SBA loan terms?
Integrity Bank & Trust's SBA 7(a) loans typically feature an average interest rate of 8.46% and average term length of 133 months (approximately 11 years). Loan sizes range from $20K to $3.0M, with an average loan size of $373K.
Do I need a business valuation for a Integrity Bank & Trust SBA loan?
Yes, Integrity Bank & Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Integrity Bank & Trust compare to other SBA lenders?
Integrity Bank & Trust has originated 752 SBA loans totaling $280.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Integrity Bank & Trust lend in?
Integrity Bank & Trust provides SBA 7(a) financing with particularly strong presence in CO, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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