Golden Bank National Association
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Golden Bank National Association · FY 2025
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 541940 | Veterinary Services | 1 | $500K | $500K | 25.0% |
| 722513 | Limited-Service Restaurants | 1 | $100K | $100K | 25.0% |
| 541219 | Other Accounting Services | 1 | $800K | $800K | 25.0% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 1 | $820K | $820K | 25.0% |
Geographic Distribution
SBA lending activity for Golden Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 3 | $1.4M | 75.0% |
| Texas (TX) | 1 | $820K | 25.0% |
Why Choose Golden Bank National Association?
Based on SBA 7(a) lending track record in FY 2025
- ✓Proven Track Record: 4 SBA loans approved, totaling $2.2M in financing
- ✓Industry Expertise: Specialized focus on Veterinary Services, Limited-Service Restaurants, Other Accounting Services
- ✓Competitive Terms: Average interest rate of 9.13% with flexible term lengths averaging 163 months
- ✓Loan Range: Loan sizes from $100K to $820K, with an average of $555K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CA, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Golden Bank National Association SBA lending
What types of businesses does Golden Bank National Association typically finance?
Golden Bank National Association specializes in SBA 7(a) lending to specific industries including veterinary services, limited-service restaurants, other accounting services, other miscellaneous durable goods merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Golden Bank National Association's typical SBA loan terms?
Golden Bank National Association's SBA 7(a) loans typically feature an average interest rate of 9.13% and average term length of 163 months (approximately 14 years). Loan sizes range from $100K to $820K, with an average loan size of $555K.
Do I need a business valuation for a Golden Bank National Association SBA loan?
Yes, Golden Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Golden Bank National Association compare to other SBA lenders?
Golden Bank National Association has originated 4 SBA loans totaling $2.2M in FY 2025. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Golden Bank National Association lend in?
Golden Bank National Association provides SBA 7(a) financing with particularly strong presence in CA, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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