NAICS 457110 Quarterly Industry Report
Gasoline Stations with Convenience Stores
Comprehensive industry research for valuation professionals, business owners, buyers, and lenders
NAICS Code: 457110Sector: 45Updated: Q1 2026
About This Report
This NAICS 457110 industry report draws on data from the U.S. Census Bureau[4] Economic Census of Retail Trade, the Bureau of Labor Statistics[5] employment and wage statistics for fuel station workers, and Small Business Administration[6] size standard tables. Fair Market Value analysts supplement federal data with EPA underground storage tank compliance records and state fuel licensing data to produce quarterly updates. Each NAICS 457110 report revision tracks employment trends, fuel pricing dynamics, and regulatory changes affecting gas station convenience store operators.
Industry Definition & Overview
Gasoline Stations with Convenience Stores (NAICS 457110) encompasses establishments primarily engaged in retailing automotive fuels such as gasoline, diesel, gasohol, and alternative fuels in combination with a limited line of groceries. These businesses operate either as convenience stores with fuel pumps or as gasoline stations with attached food mart operations. Many locations also provide basic automotive repair services as a secondary activity.
The U.S. Census Bureau[4] separates these dual-purpose operations from standalone gasoline stations without convenience stores (457120) and standalone convenience stores without fuel pumps (445131). Major brands like 7-Eleven, Wawa, Sheetz, and QuikTrip operate thousands of locations, while independent operators and branded fuel dealers account for a substantial share of total establishments. Fuel sales typically generate the highest revenue volume but thinner margins, while inside store sales of beverages, snacks, tobacco products, and prepared foods deliver stronger per-unit profitability.
Site selection depends heavily on traffic patterns, intersection visibility, and zoning regulations. Environmental compliance costs for underground storage tanks, vapor recovery systems, and spill prevention add capital requirements that distinguish this sector from other retail formats. Operators must meet EPA and state environmental agency standards for fuel storage and dispensing equipment, creating regulatory barriers that affect both startup costs and ongoing operational expenses.
What's Included in This Industry
- Operating gasoline stations with attached convenience stores or food marts
- Retailing diesel fuel, gasoline, and alternative fuels alongside grocery items
- Running branded fuel stations with convenience store merchandise operations
- Managing combination fuel and food service retail locations
- Selling tobacco products, beverages, snacks, and packaged foods at gas station convenience stores
- Operating fuel stations with lottery ticket sales and ATM services
- Providing basic automotive services at stations with convenience store operations
- Running gas station car wash facilities as part of combined convenience operations
- Selling automotive oils, fluids, and accessories at fuel station convenience stores
- Operating EV charging stations co-located with convenience store retail
NAICS Classification Hierarchy
| Level | Description | Code |
|---|---|---|
| Subsector | Gasoline Stations and Fuel Dealers | 457 |
| Industry Group | Gasoline Stations | 4571 |
| NAICS Industry | Gasoline Stations with Convenience Stores | 45711 |
| National Industry | Gasoline Stations with Convenience Stores | 457110 |
Related NAICS Codes
| Code | Description | Relationship |
|---|---|---|
| 457120 | Other Gasoline Stations | Other gasoline stations sell automotive fuels and may offer repair services but operate without convenience store merchandise, focusing solely on fuel retailing |
| 457210 | Fuel Dealers | Fuel dealers deliver heating oil, propane, and other fuels directly to consumers rather than retailing through fixed gasoline station locations |
| 445131 | Convenience Retailers | Convenience retailers operate food mart and convenience store formats similar to gas station stores but without fuel pumps as a primary revenue source |
| 324110 | Petroleum Refineries | Petroleum refineries produce the gasoline, diesel, and other refined fuel products that gasoline stations purchase through wholesale distribution channels |
| 424710 | Petroleum Bulk Stations and Terminals | Petroleum bulk stations and terminals serve as wholesale distribution points that supply refined fuel products to retail gasoline stations |
| 811111 | General Automotive Repair | General automotive repair shops provide the same maintenance services that some gas station convenience stores offer as secondary activities alongside fuel sales |
SBA Lending Summary
5,240
Total SBA Loans
$8.4B
Total Loan Volume
$1.6M
Average Loan Size
20 yrs
Average Loan Term
9.34%
Average Interest Rate
34,248
Jobs Supported
Source: SBA 7(a) Program Data, U.S. Small Business Administration — FY 2025[3]
Key Insight: The Small Business Administration[7] sets the size standard for NAICS 457110 at $36.5 million in average annual receipts. Independent gas station and convenience store operators below this threshold qualify as small businesses for federal contracting and SBA lending purposes. SBA 7(a) loans[8] can finance fuel equipment upgrades, convenience store buildouts, and working capital. The SBA 504 program[9] supports real estate acquisition and major capital investments including underground storage tank installations and environmental compliance upgrades.
Top SBA Lenders
| # | Lender | Loans | Volume | Avg Loan |
|---|---|---|---|---|
| 1 | Readycap Lending, LLC | 328 | $675.6M | $2.1M |
| 2 | Open Bank | 272 | $631.6M | $2.3M |
| 3 | Celtic Bank Corporation | 280 | $547.6M | $2.0M |
| 4 | Southwestern National Bank | 184 | $403.0M | $2.2M |
| 5 | PCB Bank | 144 | $382.3M | $2.7M |
Frequently Asked Questions
Common questions about this industry.
What businesses are classified under NAICS 457110?
NAICS 457110 covers gas stations with attached convenience stores, food marts with fuel pumps, and combination fuel and grocery retail operations. Both branded franchise locations and independent operators qualify when fuel sales and convenience store merchandise are combined. The U.S. Census Bureau[4] provides the official classification.
How does NAICS 457110 differ from other gas station codes?
NAICS 457110 requires both fuel sales and a convenience store component. Standalone gas stations without convenience stores fall under 457120, while standalone convenience stores without fuel pumps classify as 445131. The Census Bureau[10] separates these based on the combination of activities present at each location.
What is the SBA size standard for gas station convenience stores?
The SBA classifies businesses under NAICS 457110 as small if their average annual receipts do not exceed $36.5 million. Given high fuel volumes, many independent operators approach this threshold. Current standards appear in the SBA table of size standards[6].
Which NAICS codes are most closely related to 457110?
Key related codes include 457120 for standalone gas stations, 457210 for fuel dealers, 445131 for convenience stores without fuel, and 424710 for petroleum wholesalers. Each covers a different segment of the fuel distribution and convenience retail value chain.
What industries interact most with gas station convenience stores?
Petroleum refineries (324110) and fuel wholesalers (424710) supply products. Convenience retailers (445131) compete for inside sales. Automotive repair shops (811111) overlap in basic vehicle services. These relationships determine fuel sourcing costs, merchandise competition, and service scope.
What activities are included in NAICS 457110?
Included activities cover retailing gasoline, diesel, and alternative fuels alongside convenience store groceries, beverages, tobacco, and snacks. Car wash services, lottery sales, and basic automotive repair provided at these locations also qualify. The Census definition[4] covers the full activity scope.
Can gas station owners qualify for SBA loans?
Gas station convenience store operators with receipts under $36.5 million qualify for SBA 7(a) loans covering equipment, inventory, and working capital. The 504 program supports real estate and underground storage tank investments. Details appear at the SBA funding programs page[11].
Where are gas station convenience stores most concentrated?
These establishments concentrate along interstate highways, major arterial roads, and suburban commercial corridors across all 50 states. Texas, California, Florida, and the broader Southeast have the highest establishment counts per the Census Bureau[4] retail trade data. Rural areas rely heavily on combination stations as the primary source of both fuel and basic grocery items.
Sources & References
Government datasets and editorial sources used in this report.
- [1]U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages bls.gov
- [2]U.S. Census Bureau, Economic Census census.gov
- [3]U.S. Small Business Administration, SBA 7(a) Loan Program Data data.sba.gov
- [4]U.S. Census Bureau census.gov
- [5]Bureau of Labor Statistics bls.gov
- [6]Small Business Administration sba.gov
- [7]Small Business Administration sba.gov
- [8]SBA 7(a) loans sba.gov
- [9]SBA 504 program sba.gov
- [10]Census Bureau census.gov
- [11]SBA funding programs page sba.gov
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