Golden Bank, National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Golden Bank, National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 208 | $491.5M | $2.4M | 19.1% |
| 722513 | Limited-Service Restaurants | 120 | $46.7M | $390K | 11.0% |
| 812310 | Coin-Operated Laundries and Drycleaners | 96 | $199.5M | $2.1M | 8.8% |
| 447110 | Gasoline Stations with Convenience Stores | 96 | $148.0M | $1.5M | 8.8% |
| 722511 | Full-Service Restaurants | 88 | $79.9M | $908K | 8.1% |
| 722514 | Cafeterias, Grill Buffets, and Buffets | 48 | $97.1M | $2.0M | 4.4% |
| 445110 | Supermarkets and Other Grocery (except Convenience) Stores | 40 | $36.3M | $907K | 3.7% |
| 311999 | All Other Miscellaneous Food Manufacturing | 32 | $33.3M | $1.0M | 2.9% |
| 811192 | Car Washes | 32 | $105.2M | $3.3M | 2.9% |
| 445120 | Convenience Stores | 32 | $21.9M | $683K | 2.9% |
Geographic Distribution
SBA lending activity for Golden Bank, National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 480 | $734.2M | 44.1% |
| California (CA) | 488 | $632.6M | 44.9% |
| Louisiana (LA) | 48 | $50.8M | 4.4% |
| Arkansas (AR) | 16 | $33.0M | 1.5% |
| Colorado (CO) | 8 | $28.6M | 0.7% |
| Florida (FL) | 8 | $22.6M | 0.7% |
| New Mexico (NM) | 8 | $13.6M | 0.7% |
| Mississippi (MS) | 8 | $9.6M | 0.7% |
| Kentucky (KY) | 8 | $7.1M | 0.7% |
| Oklahoma (OK) | 8 | $5.3M | 0.7% |
| Nevada (NV) | 8 | $5.2M | 0.7% |
Why Choose Golden Bank, National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 1,088 SBA loans approved, totaling $1.54B in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Limited-Service Restaurants, Coin-Operated Laundries and Drycleaners
- ✓Competitive Terms: Average interest rate of 5.41% with flexible term lengths averaging 232 months
- ✓Loan Range: Loan sizes from $100K to $5.0M, with an average of $1.4M
- ✓Nationwide Reach: Active lending in 11 states, with strong presence in CA, TX, LA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Golden Bank, National Association SBA lending
What types of businesses does Golden Bank, National Association typically finance?
Golden Bank, National Association specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, limited-service restaurants, coin-operated laundries and drycleaners, gasoline stations with convenience stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Golden Bank, National Association's typical SBA loan terms?
Golden Bank, National Association's SBA 7(a) loans typically feature an average interest rate of 5.41% and average term length of 232 months (approximately 19 years). Loan sizes range from $100K to $5.0M, with an average loan size of $1.4M.
Do I need a business valuation for a Golden Bank, National Association SBA loan?
Yes, Golden Bank, National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Golden Bank, National Association compare to other SBA lenders?
Golden Bank, National Association has originated 1,088 SBA loans totaling $1.54B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Golden Bank, National Association lend in?
Golden Bank, National Association provides SBA 7(a) financing with particularly strong presence in CA, TX, LA, AR, MS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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