FNBT Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by FNBT Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 624410 | Child Care Services | 5 | $602K | $120K | 6.3% |
| 811111 | General Automotive Repair | 4 | $319K | $80K | 5.0% |
| 441222 | Boat Dealers | 2 | $120K | $60K | 2.5% |
| 313210 | Broadwoven Fabric Mills | 1 | $100K | $100K | 1.3% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 1 | $468K | $468K | 1.3% |
| 621210 | Offices of Dentists | 1 | $95K | $95K | 1.3% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $100K | $100K | 1.3% |
| 561720 | Janitorial Services | 1 | $142K | $142K | 1.3% |
| 541110 | Offices of Lawyers | 1 | $69K | $69K | 1.3% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $39K | $39K | 1.3% |
Geographic Distribution
SBA lending activity for FNBT Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 78 | $9.2M | 97.5% |
| Indiana (IN) | 1 | $175K | 1.3% |
| Alabama (AL) | 1 | $150K | 1.3% |
Why Choose FNBT Bank?
Based on SBA 7(a) lending track record from 1991-2002
- ✓Proven Track Record: 80 SBA loans approved, totaling $9.5M in financing
- ✓Industry Expertise: Specialized focus on Child Care Services, General Automotive Repair, Boat Dealers
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 118 months
- ✓Loan Range: Loan sizes from $25K to $670K, with an average of $119K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in FL, AL, IN
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about FNBT Bank SBA lending
What types of businesses does FNBT Bank typically finance?
FNBT Bank specializes in SBA 7(a) lending to specific industries including child care services, general automotive repair, boat dealers, broadwoven fabric mills. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are FNBT Bank's typical SBA loan terms?
FNBT Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 118 months (approximately 10 years). Loan sizes range from $25K to $670K, with an average loan size of $119K.
Do I need a business valuation for a FNBT Bank SBA loan?
Yes, FNBT Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does FNBT Bank compare to other SBA lenders?
FNBT Bank has originated 80 SBA loans totaling $9.5M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does FNBT Bank lend in?
FNBT Bank provides SBA 7(a) financing with particularly strong presence in FL, AL, IN. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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