First Nebraska Bank
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by First Nebraska Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 713940 | Fitness and Recreational Sports Centers | 16 | $5.3M | $334K | 20.0% |
| 561730 | Landscaping Services | 8 | $4.2M | $530K | 10.0% |
| 424410 | General Line Grocery Merchant Wholesalers | 8 | $936K | $117K | 10.0% |
| 451110 | Sporting Goods Stores | 8 | $1.2M | $150K | 10.0% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 8 | $8.6M | $1.1M | 10.0% |
| 811122 | Automotive Glass Replacement Shops | 8 | $1.1M | $137K | 10.0% |
| 238110 | Poured Concrete Foundation and Structure Contractors | 8 | $260K | $33K | 10.0% |
| 621210 | Offices of Dentists | 8 | $15.7M | $2.0M | 10.0% |
| 325998 | All Other Miscellaneous Chemical Product and Preparation Manufacturing | 8 | $1.2M | $150K | 10.0% |
Geographic Distribution
SBA lending activity for First Nebraska Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 80 | $38.5M | 100.0% |
Why Choose First Nebraska Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 80 SBA loans approved, totaling $38.5M in financing
- ✓Industry Expertise: Specialized focus on Fitness and Recreational Sports Centers, Landscaping Services, General Line Grocery Merchant Wholesalers
- ✓Competitive Terms: Average interest rate of 6.00% with flexible term lengths averaging 142 months
- ✓Loan Range: Loan sizes from $33K to $2.0M, with an average of $482K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NE
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Nebraska Bank SBA lending
What types of businesses does First Nebraska Bank typically finance?
First Nebraska Bank specializes in SBA 7(a) lending to specific industries including fitness and recreational sports centers, landscaping services, general line grocery merchant wholesalers, sporting goods stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Nebraska Bank's typical SBA loan terms?
First Nebraska Bank's SBA 7(a) loans typically feature an average interest rate of 6.00% and average term length of 142 months (approximately 12 years). Loan sizes range from $33K to $2.0M, with an average loan size of $482K.
Do I need a business valuation for a First Nebraska Bank SBA loan?
Yes, First Nebraska Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Nebraska Bank compare to other SBA lenders?
First Nebraska Bank has originated 80 SBA loans totaling $38.5M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Nebraska Bank lend in?
First Nebraska Bank provides SBA 7(a) financing with particularly strong presence in NE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.