First National Bank of Omaha
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by First National Bank of Omaha
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 160 | $43.1M | $269K | 5.9% |
| 713940 | Fitness and Recreational Sports Centers | 128 | $21.8M | $170K | 4.7% |
| 722513 | Limited-Service Restaurants | 128 | $51.3M | $401K | 4.7% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 120 | $34.1M | $284K | 4.5% |
| 624410 | Child Day Care Services | 88 | $23.5M | $268K | 3.3% |
| 812199 | Other Personal Care Services | 64 | $7.8M | $122K | 2.4% |
| 812112 | Beauty Salons | 56 | $9.7M | $174K | 2.1% |
| 713990 | All Other Amusement and Recreation Industries | 56 | $3.6M | $64K | 2.1% |
| 621340 | Offices of Physical, Occupational and Speech Therapists, and Audiologi | 56 | $13.5M | $240K | 2.1% |
| 621210 | Offices of Dentists | 56 | $17.3M | $309K | 2.1% |
Geographic Distribution
SBA lending activity for First National Bank of Omaha by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Nebraska (NE) | 808 | $240.8M | 30.0% |
| Colorado (CO) | 728 | $215.3M | 27.0% |
| Missouri (MO) | 352 | $138.9M | 13.1% |
| Kansas (KS) | 368 | $108.7M | 13.6% |
| Illinois (IL) | 168 | $85.9M | 6.2% |
| Texas (TX) | 96 | $24.1M | 3.6% |
| South Dakota (SD) | 48 | $16.4M | 1.8% |
| Wyoming (WY) | 56 | $16.0M | 2.1% |
| Minnesota (MN) | 8 | $14.4M | 0.3% |
| Florida (FL) | 16 | $8.8M | 0.6% |
| Wisconsin (WI) | 24 | $8.0M | 0.9% |
| California (CA) | 8 | $2.8M | 0.3% |
| Iowa (IA) | 16 | $2.7M | 0.6% |
Why Choose First National Bank of Omaha?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 2,696 SBA loans approved, totaling $882.7M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Fitness and Recreational Sports Centers, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.05% with flexible term lengths averaging 94 months
- ✓Loan Range: Loan sizes from $8K to $4.2M, with an average of $327K
- ✓Nationwide Reach: Active lending in 13 states, with strong presence in NE, CO, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First National Bank of Omaha SBA lending
What types of businesses does First National Bank of Omaha typically finance?
First National Bank of Omaha specializes in SBA 7(a) lending to specific industries including full-service restaurants, fitness and recreational sports centers, limited-service restaurants, snack and nonalcoholic beverage bars. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First National Bank of Omaha's typical SBA loan terms?
First National Bank of Omaha's SBA 7(a) loans typically feature an average interest rate of 6.05% and average term length of 94 months (approximately 8 years). Loan sizes range from $8K to $4.2M, with an average loan size of $327K.
Do I need a business valuation for a First National Bank of Omaha SBA loan?
Yes, First National Bank of Omaha typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First National Bank of Omaha compare to other SBA lenders?
First National Bank of Omaha has originated 2,696 SBA loans totaling $882.7M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First National Bank of Omaha lend in?
First National Bank of Omaha provides SBA 7(a) financing with particularly strong presence in NE, CO, KS, MO, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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