First Commercial Capital
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by First Commercial Capital · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 811111 | General Automotive Repair | 7 | $2.0M | $287K | 3.4% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 4 | $735K | $184K | 1.9% |
| 713940 | Fitness and Recreational Sports Centers | 3 | $549K | $183K | 1.4% |
| 624410 | Child Care Services | 3 | $868K | $289K | 1.4% |
| 336211 | Motor Vehicle Body Manufacturing | 3 | $300K | $100K | 1.4% |
| 541110 | Offices of Lawyers | 3 | $672K | $224K | 1.4% |
| 812310 | Coin-Operated Laundries and Drycleaners | 2 | $286K | $143K | 1.0% |
| 327991 | Cut Stone and Stone Product Manufacturing | 2 | $480K | $240K | 1.0% |
| 721110 | Hotels (except Casino Hotels) and Motels | 2 | $1.1M | $569K | 1.0% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 2 | $645K | $323K | 1.0% |
Geographic Distribution
SBA lending activity for First Commercial Capital by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 130 | $38.8M | 62.8% |
| Texas (TX) | 77 | $23.6M | 37.2% |
Why Choose First Commercial Capital?
Based on SBA 7(a) lending track record from 1991-1999
- ✓Proven Track Record: 207 SBA loans approved, totaling $62.4M in financing
- ✓Industry Expertise: Specialized focus on General Automotive Repair, Automotive Body, Paint, and Interior Repair and Maintenance, Fitness and Recreational Sports Centers
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 194 months
- ✓Loan Range: Loan sizes from $30K to $1.3M, with an average of $301K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CO, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about First Commercial Capital SBA lending
What types of businesses does First Commercial Capital typically finance?
First Commercial Capital specializes in SBA 7(a) lending to specific industries including general automotive repair, automotive body, paint, and interior repair and maintenance, fitness and recreational sports centers, child care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are First Commercial Capital's typical SBA loan terms?
First Commercial Capital's SBA 7(a) loans typically feature an average interest rate of — and average term length of 194 months (approximately 16 years). Loan sizes range from $30K to $1.3M, with an average loan size of $301K.
Do I need a business valuation for a First Commercial Capital SBA loan?
Yes, First Commercial Capital typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does First Commercial Capital compare to other SBA lenders?
First Commercial Capital has originated 207 SBA loans totaling $62.4M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does First Commercial Capital lend in?
First Commercial Capital provides SBA 7(a) financing with particularly strong presence in CO, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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