Delta Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Delta Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 115112 | Soil Preparation, Planting, and Cultivating | 3 | $191K | $64K | 7.9% |
| 339920 | Sporting and Athletic Goods Manufacturing | 2 | $945K | $473K | 5.3% |
| 111998 | All Other Miscellaneous Crop Farming | 1 | $75K | $75K | 2.6% |
| 213111 | Drilling Oil and Gas Wells | 1 | $85K | $85K | 2.6% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $36K | $36K | 2.6% |
| 115111 | Cotton Ginning | 1 | $66K | $66K | 2.6% |
| 621610 | Home Health Care Services | 1 | $150K | $150K | 2.6% |
| 213112 | Support Activities for Oil and Gas Operations | 1 | $100K | $100K | 2.6% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $120K | $120K | 2.6% |
| 333132 | Oil and Gas Field Machinery and Equipment Manufacturing | 1 | $1.7M | $1.7M | 2.6% |
Geographic Distribution
SBA lending activity for Delta Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Louisiana (LA) | 33 | $3.3M | 86.8% |
| Mississippi (MS) | 4 | $1.9M | 10.5% |
| Texas (TX) | 1 | $354K | 2.6% |
Why Choose Delta Bank?
Based on SBA 7(a) lending track record from 1993-2011
- ✓Proven Track Record: 38 SBA loans approved, totaling $5.5M in financing
- ✓Industry Expertise: Specialized focus on Soil Preparation, Planting, and Cultivating, Sporting and Athletic Goods Manufacturing, All Other Miscellaneous Crop Farming
- ✓Competitive Terms: Average interest rate of 5.75% with flexible term lengths averaging 99 months
- ✓Loan Range: Loan sizes from $11K to $1.7M, with an average of $145K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in LA, MS, TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Delta Bank SBA lending
What types of businesses does Delta Bank typically finance?
Delta Bank specializes in SBA 7(a) lending to specific industries including soil preparation, planting, and cultivating, sporting and athletic goods manufacturing, all other miscellaneous crop farming, drilling oil and gas wells. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Delta Bank's typical SBA loan terms?
Delta Bank's SBA 7(a) loans typically feature an average interest rate of 5.75% and average term length of 99 months (approximately 8 years). Loan sizes range from $11K to $1.7M, with an average loan size of $145K.
Do I need a business valuation for a Delta Bank SBA loan?
Yes, Delta Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Delta Bank compare to other SBA lenders?
Delta Bank has originated 38 SBA loans totaling $5.5M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Delta Bank lend in?
Delta Bank provides SBA 7(a) financing with particularly strong presence in LA, MS, TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.