Countybank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Countybank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 96 | $54.4M | $567K | 7.6% |
| 722513 | Limited-Service Restaurants | 72 | $53.0M | $736K | 5.7% |
| 811111 | General Automotive Repair | 48 | $30.4M | $634K | 3.8% |
| 713990 | All Other Amusement and Recreation Industries | 40 | $26.7M | $668K | 3.2% |
| 722410 | Drinking Places (Alcoholic Beverages) | 40 | $25.0M | $624K | 3.2% |
| 722320 | Caterers | 32 | $19.8M | $619K | 2.5% |
| 561730 | Landscaping Services | 32 | $24.5M | $765K | 2.5% |
| 311811 | Retail Bakeries | 32 | $23.0M | $720K | 2.5% |
| 812990 | All Other Personal Services | 24 | $30.5M | $1.3M | 1.9% |
| 312120 | Breweries | 24 | $30.6M | $1.3M | 1.9% |
Geographic Distribution
SBA lending activity for Countybank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| South Carolina (SC) | 1,144 | $855.5M | 90.5% |
| North Carolina (NC) | 72 | $58.6M | 5.7% |
| Georgia (GA) | 48 | $36.6M | 3.8% |
Why Choose Countybank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 1,264 SBA loans approved, totaling $950.8M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 7.61% with flexible term lengths averaging 204 months
- ✓Loan Range: Loan sizes from $53K to $3.9M, with an average of $752K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in SC, NC, GA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Countybank SBA lending
What types of businesses does Countybank typically finance?
Countybank specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, general automotive repair, all other amusement and recreation industries. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Countybank's typical SBA loan terms?
Countybank's SBA 7(a) loans typically feature an average interest rate of 7.61% and average term length of 204 months (approximately 17 years). Loan sizes range from $53K to $3.9M, with an average loan size of $752K.
Do I need a business valuation for a Countybank SBA loan?
Yes, Countybank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Countybank compare to other SBA lenders?
Countybank has originated 1,264 SBA loans totaling $950.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Countybank lend in?
Countybank provides SBA 7(a) financing with particularly strong presence in SC, NC, GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.