Clinton Savings Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Clinton Savings Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 321918 | Other Millwork (including Flooring) | 2 | $3.0M | $1.5M | 11.8% |
| 561730 | Landscaping Services | 1 | $16K | $16K | 5.9% |
| 812112 | Beauty Salons | 1 | $150K | $150K | 5.9% |
| 611610 | Fine Arts Schools | 1 | $113K | $113K | 5.9% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 1 | $20K | $20K | 5.9% |
| 561720 | Janitorial Services | 1 | $60K | $60K | 5.9% |
| 238350 | Finish Carpentry Contractors | 1 | $1.3M | $1.3M | 5.9% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 1 | $90K | $90K | 5.9% |
Geographic Distribution
SBA lending activity for Clinton Savings Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Massachusetts (MA) | 17 | $5.4M | 100.0% |
Why Choose Clinton Savings Bank?
Based on SBA 7(a) lending track record from 1997-2025
- ✓Proven Track Record: 17 SBA loans approved, totaling $5.4M in financing
- ✓Industry Expertise: Specialized focus on Other Millwork (including Flooring), Landscaping Services, Beauty Salons
- ✓Competitive Terms: Average interest rate of 6.92% with flexible term lengths averaging 71 months
- ✓Loan Range: Loan sizes from $5K to $2.0M, with an average of $316K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Clinton Savings Bank SBA lending
What types of businesses does Clinton Savings Bank typically finance?
Clinton Savings Bank specializes in SBA 7(a) lending to specific industries including other millwork (including flooring), landscaping services, beauty salons, fine arts schools. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Clinton Savings Bank's typical SBA loan terms?
Clinton Savings Bank's SBA 7(a) loans typically feature an average interest rate of 6.92% and average term length of 71 months (approximately 6 years). Loan sizes range from $5K to $2.0M, with an average loan size of $316K.
Do I need a business valuation for a Clinton Savings Bank SBA loan?
Yes, Clinton Savings Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Clinton Savings Bank compare to other SBA lenders?
Clinton Savings Bank has originated 17 SBA loans totaling $5.4M since 1997. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Clinton Savings Bank lend in?
Clinton Savings Bank provides SBA 7(a) financing with particularly strong presence in MA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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