CDC Small Business Finance Corp.
SBA 7(a) Lending Profile · FY 2023 analysis
Industry Focus
Top industries served by CDC Small Business Finance Corp.
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621610 | Home Health Care Services | 440 | $75.3M | $171K | 3.3% |
| 722513 | Limited-Service Restaurants | 400 | $74.8M | $187K | 3.0% |
| 713940 | Fitness and Recreational Sports Centers | 392 | $71.2M | $182K | 3.0% |
| 722511 | Full-Service Restaurants | 336 | $76.6M | $228K | 2.6% |
| 812199 | Other Personal Care Services | 264 | $47.0M | $178K | 2.0% |
| 624410 | Child Day Care Services | 256 | $40.6M | $159K | 1.9% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 232 | $39.7M | $171K | 1.8% |
| 812910 | Pet Care (except Veterinary) Services | 216 | $35.5M | $164K | 1.6% |
| 811111 | General Automotive Repair | 208 | $31.4M | $151K | 1.6% |
| 812990 | All Other Personal Services | 200 | $28.3M | $142K | 1.5% |
Geographic Distribution
SBA lending activity for CDC Small Business Finance Corp. by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 8,344 | $1.41B | 63.4% |
| Arizona (AZ) | 736 | $131.8M | 5.6% |
| Texas (TX) | 800 | $108.9M | 6.1% |
| Florida (FL) | 536 | $68.6M | 4.1% |
| Michigan (MI) | 472 | $54.8M | 3.6% |
| Nevada (NV) | 376 | $50.7M | 2.9% |
| Georgia (GA) | 360 | $47.2M | 2.7% |
| New York (NY) | 192 | $28.9M | 1.5% |
| Maryland (MD) | 240 | $28.4M | 1.8% |
| Virginia (VA) | 152 | $21.7M | 1.2% |
| Colorado (CO) | 80 | $16.6M | 0.6% |
| North Carolina (NC) | 96 | $16.4M | 0.7% |
| Washington (WA) | 72 | $12.2M | 0.5% |
| District of Columbia (DC) | 88 | $8.1M | 0.7% |
| Illinois (IL) | 64 | $7.4M | 0.5% |
| Utah (UT) | 32 | $7.3M | 0.2% |
| New Jersey (NJ) | 48 | $6.9M | 0.4% |
| Indiana (IN) | 40 | $5.1M | 0.3% |
| Iowa (IA) | 16 | $4.7M | 0.1% |
| Idaho (ID) | 32 | $4.6M | 0.2% |
| Hawaii (HI) | 24 | $4.5M | 0.2% |
| New Mexico (NM) | 24 | $4.3M | 0.2% |
| Pennsylvania (PA) | 24 | $4.3M | 0.2% |
| Ohio (OH) | 16 | $3.9M | 0.1% |
| Missouri (MO) | 64 | $3.8M | 0.5% |
| Massachusetts (MA) | 16 | $3.2M | 0.1% |
| Oregon (OR) | 16 | $3.2M | 0.1% |
| Wyoming (WY) | 32 | $3.0M | 0.2% |
| Mississippi (MS) | 24 | $2.9M | 0.2% |
| Nebraska (NE) | 8 | $2.8M | 0.1% |
| Kentucky (KY) | 8 | $2.8M | 0.1% |
| Louisiana (LA) | 16 | $2.7M | 0.1% |
| South Carolina (SC) | 16 | $2.7M | 0.1% |
| Connecticut (CT) | 24 | $2.6M | 0.2% |
| Wisconsin (WI) | 24 | $2.3M | 0.2% |
| Kansas (KS) | 8 | $2.0M | 0.1% |
| Tennessee (TN) | 8 | $1.9M | 0.1% |
| Montana (MT) | 8 | $1.8M | 0.1% |
| West Virginia (WV) | 8 | $648K | 0.1% |
| Delaware (DE) | 8 | $160K | 0.1% |
Why Choose CDC Small Business Finance Corp.?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 13,152 SBA loans approved, totaling $2.10B in financing
- ✓Industry Expertise: Specialized focus on Home Health Care Services, Limited-Service Restaurants, Fitness and Recreational Sports Centers
- ✓Competitive Terms: Average interest rate of 10.47% with flexible term lengths averaging 114 months
- ✓Loan Range: Loan sizes from $10K to $350K, with an average of $159K
- ✓Nationwide Reach: Active lending in 40 states, with strong presence in CA, TX, AZ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about CDC Small Business Finance Corp. SBA lending
What types of businesses does CDC Small Business Finance Corp. typically finance?
CDC Small Business Finance Corp. specializes in SBA 7(a) lending to specific industries including home health care services, limited-service restaurants, fitness and recreational sports centers, full-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are CDC Small Business Finance Corp.'s typical SBA loan terms?
CDC Small Business Finance Corp.'s SBA 7(a) loans typically feature an average interest rate of 10.47% and average term length of 114 months (approximately 10 years). Loan sizes range from $10K to $350K, with an average loan size of $159K.
Do I need a business valuation for a CDC Small Business Finance Corp. SBA loan?
Yes, CDC Small Business Finance Corp. typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does CDC Small Business Finance Corp. compare to other SBA lenders?
CDC Small Business Finance Corp. has originated 13,152 SBA loans totaling $2.10B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does CDC Small Business Finance Corp. lend in?
CDC Small Business Finance Corp. provides SBA 7(a) financing with particularly strong presence in CA, TX, AZ, FL, MI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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