Capital Bank Corporation
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Capital Bank Corporation · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621330 | Offices of Mental Health Practitioners (except Physicians) | 2 | $83K | $42K | 6.1% |
| 811111 | General Automotive Repair | 2 | $209K | $105K | 6.1% |
| 624410 | Child Care Services | 1 | $35K | $35K | 3.0% |
| 812990 | All Other Personal Services | 1 | $150K | $150K | 3.0% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 1 | $55K | $55K | 3.0% |
| 561439 | Other Business Service Centers (including Copy Shops) | 1 | $40K | $40K | 3.0% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $34K | $34K | 3.0% |
| 621610 | Home Health Care Services | 1 | $35K | $35K | 3.0% |
| 445110 | Supermarkets and Other Grocery Retailers (except Convenience Retailers) | 1 | $500K | $500K | 3.0% |
| 336991 | Motorcycle, Bicycle, and Parts Manufacturing | 1 | $90K | $90K | 3.0% |
Geographic Distribution
SBA lending activity for Capital Bank Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Tennessee (TN) | 22 | $3.1M | 66.7% |
| North Carolina (NC) | 11 | $1.9M | 33.3% |
Why Choose Capital Bank Corporation?
Based on SBA 7(a) lending track record from 1994-2007
- ✓Proven Track Record: 33 SBA loans approved, totaling $5.0M in financing
- ✓Industry Expertise: Specialized focus on Offices of Mental Health Practitioners (except Physicians), General Automotive Repair, Child Care Services
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 77 months
- ✓Loan Range: Loan sizes from $20K to $994K, with an average of $152K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in TN, NC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Capital Bank Corporation SBA lending
What types of businesses does Capital Bank Corporation typically finance?
Capital Bank Corporation specializes in SBA 7(a) lending to specific industries including offices of mental health practitioners (except physicians), general automotive repair, child care services, all other personal services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Capital Bank Corporation's typical SBA loan terms?
Capital Bank Corporation's SBA 7(a) loans typically feature an average interest rate of — and average term length of 77 months (approximately 6 years). Loan sizes range from $20K to $994K, with an average loan size of $152K.
Do I need a business valuation for a Capital Bank Corporation SBA loan?
Yes, Capital Bank Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Capital Bank Corporation compare to other SBA lenders?
Capital Bank Corporation has originated 33 SBA loans totaling $5.0M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Capital Bank Corporation lend in?
Capital Bank Corporation provides SBA 7(a) financing with particularly strong presence in TN, NC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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