B:Side Capital
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by B:Side Capital
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $2.1M | $129K | 10.5% |
| 541511 | Custom Computer Programming Services | 16 | $2.4M | $150K | 10.5% |
| 812199 | Other Personal Care Services | 8 | $1.2M | $150K | 5.3% |
| 423990 | Other Miscellaneous Durable Goods Merchant Wholesalers | 8 | $1.1M | $143K | 5.3% |
| 236118 | Residential Remodelers | 8 | $1.2M | $150K | 5.3% |
| 523940 | Portfolio Management and Investment Advice | 8 | $400K | $50K | 5.3% |
| 339920 | Sporting and Athletic Goods Manufacturing | 8 | $2.0M | $244K | 5.3% |
| 424810 | Beer and Ale Merchant Wholesalers | 8 | $2.4M | $300K | 5.3% |
| 311821 | Cookie and Cracker Manufacturing | 8 | $1.2M | $150K | 5.3% |
| 722511 | Full-Service Restaurants | 8 | $1.4M | $180K | 5.3% |
Geographic Distribution
SBA lending activity for B:Side Capital by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 144 | $22.8M | 94.7% |
| New Mexico (NM) | 8 | $1.2M | 5.3% |
Why Choose B:Side Capital?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 152 SBA loans approved, totaling $24.0M in financing
- ✓Industry Expertise: Specialized focus on Snack and Nonalcoholic Beverage Bars, Custom Computer Programming Services, Other Personal Care Services
- ✓Competitive Terms: Average interest rate of 9.73% with flexible term lengths averaging 116 months
- ✓Loan Range: Loan sizes from $50K to $300K, with an average of $158K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CO, NM
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about B:Side Capital SBA lending
What types of businesses does B:Side Capital typically finance?
B:Side Capital specializes in SBA 7(a) lending to specific industries including snack and nonalcoholic beverage bars, custom computer programming services, other personal care services, other miscellaneous durable goods merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are B:Side Capital's typical SBA loan terms?
B:Side Capital's SBA 7(a) loans typically feature an average interest rate of 9.73% and average term length of 116 months (approximately 10 years). Loan sizes range from $50K to $300K, with an average loan size of $158K.
Do I need a business valuation for a B:Side Capital SBA loan?
Yes, B:Side Capital typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does B:Side Capital compare to other SBA lenders?
B:Side Capital has originated 152 SBA loans totaling $24.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does B:Side Capital lend in?
B:Side Capital provides SBA 7(a) financing with particularly strong presence in CO, NM. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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