B:Side Capital
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by B:Side Capital · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 6 | $1.0M | $169K | 6.1% |
| 722511 | Full-Service Restaurants | 5 | $832K | $166K | 5.1% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 5 | $693K | $139K | 5.1% |
| 713940 | Fitness and Recreational Sports Centers | 5 | $803K | $161K | 5.1% |
| 312120 | Breweries | 4 | $800K | $200K | 4.1% |
| 541511 | Custom Computer Programming Services | 4 | $435K | $109K | 4.1% |
| 722410 | Drinking Places (Alcoholic Beverages) | 2 | $486K | $243K | 2.0% |
| 611699 | All Other Miscellaneous Schools and Instruction | 2 | $390K | $195K | 2.0% |
| 722330 | Mobile Food Services | 2 | $457K | $229K | 2.0% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 2 | $249K | $125K | 2.0% |
Geographic Distribution
SBA lending activity for B:Side Capital by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 97 | $16.0M | 99.0% |
| New Mexico (NM) | 1 | $150K | 1.0% |
Why Choose B:Side Capital?
Based on SBA 7(a) lending track record from 2015-2025
- ✓Proven Track Record: 98 SBA loans approved, totaling $16.2M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Full-Service Restaurants, Snack and Nonalcoholic Beverage Bars
- ✓Competitive Terms: Average interest rate of 9.12% with flexible term lengths averaging 112 months
- ✓Loan Range: Loan sizes from $50K to $300K, with an average of $165K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CO, NM
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about B:Side Capital SBA lending
What types of businesses does B:Side Capital typically finance?
B:Side Capital specializes in SBA 7(a) lending to specific industries including limited-service restaurants, full-service restaurants, snack and nonalcoholic beverage bars, fitness and recreational sports centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are B:Side Capital's typical SBA loan terms?
B:Side Capital's SBA 7(a) loans typically feature an average interest rate of 9.12% and average term length of 112 months (approximately 9 years). Loan sizes range from $50K to $300K, with an average loan size of $165K.
Do I need a business valuation for a B:Side Capital SBA loan?
Yes, B:Side Capital typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does B:Side Capital compare to other SBA lenders?
B:Side Capital has originated 98 SBA loans totaling $16.2M since 2015. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does B:Side Capital lend in?
B:Side Capital provides SBA 7(a) financing with particularly strong presence in CO, NM. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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