B:Side Capital
SBA 7(a) Lending Profile · FY 2020 analysis
Industry Focus
Top industries served by B:Side Capital
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $2.1M | $129K | 10.5% |
| 541511 | Custom Computer Programming Services | 16 | $2.4M | $150K | 10.5% |
| 722511 | Full-Service Restaurants | 8 | $1.4M | $180K | 5.3% |
| 311821 | Cookie and Cracker Manufacturing | 8 | $1.2M | $150K | 5.3% |
| 312120 | Breweries | 8 | $1.2M | $150K | 5.3% |
| 812199 | Other Personal Care Services | 8 | $1.2M | $150K | 5.3% |
| 811191 | Automotive Oil Change and Lubrication Shops | 8 | $1.2M | $154K | 5.3% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 8 | $1.2M | $150K | 5.3% |
| 541940 | Veterinary Services | 8 | $1.1M | $139K | 5.3% |
| 531390 | Other Activities Related to Real Estate | 8 | $2.0M | $250K | 5.3% |
Geographic Distribution
SBA lending activity for B:Side Capital by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Colorado (CO) | 144 | $22.8M | 94.7% |
| New Mexico (NM) | 8 | $1.2M | 5.3% |
Why Choose B:Side Capital?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 152 SBA loans approved, totaling $24.0M in financing
- ✓Industry Expertise: Specialized focus on Snack and Nonalcoholic Beverage Bars, Custom Computer Programming Services, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 9.73% with flexible term lengths averaging 116 months
- ✓Loan Range: Loan sizes from $50K to $300K, with an average of $158K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in CO, NM
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about B:Side Capital SBA lending
What types of businesses does B:Side Capital typically finance?
B:Side Capital specializes in SBA 7(a) lending to specific industries including snack and nonalcoholic beverage bars, custom computer programming services, full-service restaurants, cookie and cracker manufacturing. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are B:Side Capital's typical SBA loan terms?
B:Side Capital's SBA 7(a) loans typically feature an average interest rate of 9.73% and average term length of 116 months (approximately 10 years). Loan sizes range from $50K to $300K, with an average loan size of $158K.
Do I need a business valuation for a B:Side Capital SBA loan?
Yes, B:Side Capital typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does B:Side Capital compare to other SBA lenders?
B:Side Capital has originated 152 SBA loans totaling $24.0M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does B:Side Capital lend in?
B:Side Capital provides SBA 7(a) financing with particularly strong presence in CO, NM. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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