Brookline Bank, a Division of Beacon Bank and Trust
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Brookline Bank, a Division of Beacon Bank and Trust
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 968 | $1.23B | $1.3M | 7.9% |
| 722513 | Limited-Service Restaurants | 560 | $404.1M | $722K | 4.6% |
| 561730 | Landscaping Services | 544 | $331.4M | $609K | 4.4% |
| 624410 | Child Day Care Services | 384 | $511.5M | $1.3M | 3.1% |
| 238990 | All Other Specialty Trade Contractors | 256 | $331.5M | $1.3M | 2.1% |
| 713940 | Fitness and Recreational Sports Centers | 256 | $259.2M | $1.0M | 2.1% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 232 | $163.9M | $706K | 1.9% |
| 541110 | Offices of Lawyers | 176 | $54.2M | $308K | 1.4% |
| 811111 | General Automotive Repair | 168 | $174.4M | $1.0M | 1.4% |
| 812199 | Other Personal Care Services | 136 | $155.7M | $1.1M | 1.1% |
Geographic Distribution
SBA lending activity for Brookline Bank, a Division of Beacon Bank and Trust by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Florida (FL) | 1,304 | $1.75B | 10.6% |
| Pennsylvania (PA) | 1,720 | $1.67B | 14.0% |
| New Jersey (NJ) | 1,104 | $1.20B | 9.0% |
| Massachusetts (MA) | 1,800 | $968.6M | 14.7% |
| New York (NY) | 1,008 | $895.1M | 8.2% |
| Connecticut (CT) | 648 | $643.0M | 5.3% |
| Texas (TX) | 408 | $562.8M | 3.3% |
| Maryland (MD) | 312 | $375.6M | 2.5% |
| Colorado (CO) | 280 | $345.8M | 2.3% |
| Tennessee (TN) | 200 | $335.3M | 1.6% |
| North Carolina (NC) | 240 | $335.3M | 2.0% |
| Rhode Island (RI) | 1,008 | $302.3M | 8.2% |
| Georgia (GA) | 208 | $284.1M | 1.7% |
| California (CA) | 184 | $261.7M | 1.5% |
| Illinois (IL) | 208 | $250.7M | 1.7% |
| Delaware (DE) | 168 | $230.8M | 1.4% |
| Virginia (VA) | 160 | $185.8M | 1.3% |
| Alabama (AL) | 96 | $175.3M | 0.8% |
| New Hampshire (NH) | 160 | $152.6M | 1.3% |
| Kentucky (KY) | 80 | $110.5M | 0.7% |
| District of Columbia (DC) | 72 | $109.3M | 0.6% |
| Michigan (MI) | 80 | $103.7M | 0.7% |
| Montana (MT) | 64 | $95.8M | 0.5% |
| Vermont (VT) | 96 | $92.8M | 0.8% |
| Washington (WA) | 64 | $87.6M | 0.5% |
| Nevada (NV) | 32 | $77.7M | 0.3% |
| Arkansas (AR) | 32 | $59.6M | 0.3% |
| Idaho (ID) | 48 | $57.3M | 0.4% |
| Louisiana (LA) | 40 | $56.6M | 0.3% |
| Utah (UT) | 40 | $53.0M | 0.3% |
| Missouri (MO) | 48 | $51.9M | 0.4% |
| Minnesota (MN) | 32 | $50.1M | 0.3% |
| Ohio (OH) | 48 | $49.8M | 0.4% |
| Maine (ME) | 8 | $40.0M | 0.1% |
| Oklahoma (OK) | 32 | $39.8M | 0.3% |
| Indiana (IN) | 40 | $36.7M | 0.3% |
| Alaska (AK) | 16 | $33.6M | 0.1% |
| Iowa (IA) | 8 | $30.9M | 0.1% |
| South Carolina (SC) | 40 | $30.6M | 0.3% |
| Oregon (OR) | 24 | $30.3M | 0.2% |
| Mississippi (MS) | 40 | $23.8M | 0.3% |
| Arizona (AZ) | 32 | $23.1M | 0.3% |
| Wisconsin (WI) | 16 | $8.1M | 0.1% |
| New Mexico (NM) | 8 | $5.0M | 0.1% |
Why Choose Brookline Bank, a Division of Beacon Bank and Trust?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 12,256 SBA loans approved, totaling $12.28B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, Landscaping Services
- ✓Competitive Terms: Average interest rate of 8.04% with flexible term lengths averaging 156 months
- ✓Loan Range: Loan sizes from $5K to $5.0M, with an average of $1.0M
- ✓Nationwide Reach: Active lending in 44 states, with strong presence in MA, PA, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Brookline Bank, a Division of Beacon Bank and Trust SBA lending
What types of businesses does Brookline Bank, a Division of Beacon Bank and Trust typically finance?
Brookline Bank, a Division of Beacon Bank and Trust specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, landscaping services, child day care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Brookline Bank, a Division of Beacon Bank and Trust's typical SBA loan terms?
Brookline Bank, a Division of Beacon Bank and Trust's SBA 7(a) loans typically feature an average interest rate of 8.04% and average term length of 156 months (approximately 13 years). Loan sizes range from $5K to $5.0M, with an average loan size of $1.0M.
Do I need a business valuation for a Brookline Bank, a Division of Beacon Bank and Trust SBA loan?
Yes, Brookline Bank, a Division of Beacon Bank and Trust typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Brookline Bank, a Division of Beacon Bank and Trust compare to other SBA lenders?
Brookline Bank, a Division of Beacon Bank and Trust has originated 12,256 SBA loans totaling $12.28B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Brookline Bank, a Division of Beacon Bank and Trust lend in?
Brookline Bank, a Division of Beacon Bank and Trust provides SBA 7(a) financing with particularly strong presence in MA, PA, FL, NJ, NY. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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