UPS Capital Business Credit
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by UPS Capital Business Credit · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 332710 | Machine Shops | 3 | $1.6M | $545K | 1.4% |
| 334419 | Other Electronic Component Manufacturing | 3 | $568K | $189K | 1.4% |
| 326199 | All Other Plastics Product Manufacturing | 3 | $2.0M | $683K | 1.4% |
| 332811 | Metal Heat Treating | 3 | $3.5M | $1.2M | 1.4% |
| 332813 | Electroplating, Plating, Polishing, Anodizing, and Coloring | 3 | $1.6M | $522K | 1.4% |
| 327991 | Cut Stone and Stone Product Manufacturing | 2 | $1.5M | $750K | 0.9% |
| 621210 | Offices of Dentists | 2 | $310K | $155K | 0.9% |
| 332911 | Industrial Valve Manufacturing | 2 | $490K | $245K | 0.9% |
| 321920 | Wood Container and Pallet Manufacturing | 2 | $1.1M | $525K | 0.9% |
| 561730 | Landscaping Services | 2 | $725K | $363K | 0.9% |
Geographic Distribution
SBA lending activity for UPS Capital Business Credit by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Massachusetts (MA) | 46 | $26.3M | 21.7% |
| Rhode Island (RI) | 73 | $25.8M | 34.4% |
| New York (NY) | 31 | $15.8M | 14.6% |
| Pennsylvania (PA) | 14 | $7.7M | 6.6% |
| Ohio (OH) | 8 | $4.4M | 3.8% |
| Missouri (MO) | 6 | $3.9M | 2.8% |
| Connecticut (CT) | 6 | $3.8M | 2.8% |
| Georgia (GA) | 6 | $3.7M | 2.8% |
| New Hampshire (NH) | 3 | $1.7M | 1.4% |
| Tennessee (TN) | 3 | $1.5M | 1.4% |
| Wisconsin (WI) | 1 | $1.4M | 0.5% |
| Maryland (MD) | 1 | $1.3M | 0.5% |
| Florida (FL) | 4 | $1.1M | 1.9% |
| Illinois (IL) | 3 | $1.1M | 1.4% |
| Virginia (VA) | 1 | $750K | 0.5% |
| West Virginia (WV) | 1 | $700K | 0.5% |
| California (CA) | 1 | $570K | 0.5% |
| New Jersey (NJ) | 2 | $500K | 0.9% |
| Maine (ME) | 1 | $375K | 0.5% |
| Vermont (VT) | 1 | $255K | 0.5% |
Why Choose UPS Capital Business Credit?
Based on SBA 7(a) lending track record from 1993-2005
- ✓Proven Track Record: 212 SBA loans approved, totaling $102.7M in financing
- ✓Industry Expertise: Specialized focus on Machine Shops, Other Electronic Component Manufacturing, All Other Plastics Product Manufacturing
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 145 months
- ✓Loan Range: Loan sizes from $450 to $2.0M, with an average of $484K
- ✓Nationwide Reach: Active lending in 20 states, with strong presence in RI, MA, NY
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about UPS Capital Business Credit SBA lending
What types of businesses does UPS Capital Business Credit typically finance?
UPS Capital Business Credit specializes in SBA 7(a) lending to specific industries including machine shops, other electronic component manufacturing, all other plastics product manufacturing, metal heat treating. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are UPS Capital Business Credit's typical SBA loan terms?
UPS Capital Business Credit's SBA 7(a) loans typically feature an average interest rate of — and average term length of 145 months (approximately 12 years). Loan sizes range from $450 to $2.0M, with an average loan size of $484K.
Do I need a business valuation for a UPS Capital Business Credit SBA loan?
Yes, UPS Capital Business Credit typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does UPS Capital Business Credit compare to other SBA lenders?
UPS Capital Business Credit has originated 212 SBA loans totaling $102.7M since 1993. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does UPS Capital Business Credit lend in?
UPS Capital Business Credit provides SBA 7(a) financing with particularly strong presence in RI, MA, NY, PA, OH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.