United Security Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by United Security Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 488510 | Freight Transportation Arrangement | 5 | $470K | $94K | 4.3% |
| 484110 | General Freight Trucking, Local | 3 | $800K | $267K | 2.6% |
| 811111 | General Automotive Repair | 3 | $985K | $328K | 2.6% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 3 | $970K | $323K | 2.6% |
| 311421 | Fruit and Vegetable Canning | 3 | $1.4M | $483K | 2.6% |
| 111339 | Other Noncitrus Fruit Farming | 2 | $590K | $295K | 1.7% |
| 485510 | Charter Bus Industry | 2 | $1.2M | $600K | 1.7% |
| 111332 | Grape Vineyards | 2 | $2.1M | $1.1M | 1.7% |
| 721110 | Hotels (except Casino Hotels) and Motels | 1 | $840K | $840K | 0.9% |
| 561730 | Landscaping Services | 1 | $525K | $525K | 0.9% |
Geographic Distribution
SBA lending activity for United Security Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| California (CA) | 114 | $36.9M | 97.4% |
| Missouri (MO) | 2 | $140K | 1.7% |
| Pennsylvania (PA) | 1 | $77K | 0.9% |
Why Choose United Security Bank?
Based on SBA 7(a) lending track record from 1991-2007
- ✓Proven Track Record: 117 SBA loans approved, totaling $37.1M in financing
- ✓Industry Expertise: Specialized focus on Freight Transportation Arrangement, General Freight Trucking, Local, General Automotive Repair
- ✓Competitive Terms: Average interest rate of — with flexible term lengths averaging 101 months
- ✓Loan Range: Loan sizes from $20K to $3.0M, with an average of $317K
- ✓Nationwide Reach: Active lending in 3 states, with strong presence in CA, MO, PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about United Security Bank SBA lending
What types of businesses does United Security Bank typically finance?
United Security Bank specializes in SBA 7(a) lending to specific industries including freight transportation arrangement, general freight trucking, local, general automotive repair, general freight trucking, long-distance, truckload. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are United Security Bank's typical SBA loan terms?
United Security Bank's SBA 7(a) loans typically feature an average interest rate of — and average term length of 101 months (approximately 8 years). Loan sizes range from $20K to $3.0M, with an average loan size of $317K.
Do I need a business valuation for a United Security Bank SBA loan?
Yes, United Security Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does United Security Bank compare to other SBA lenders?
United Security Bank has originated 117 SBA loans totaling $37.1M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does United Security Bank lend in?
United Security Bank provides SBA 7(a) financing with particularly strong presence in CA, MO, PA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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