The MINT National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The MINT National Bank · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 155 | $307.5M | $2.0M | 51.3% |
| 457110 | Gasoline Stations with Convenience Stores | 19 | $42.7M | $2.2M | 6.3% |
| 811192 | Car Washes | 4 | $4.8M | $1.2M | 1.3% |
| 722513 | Limited-Service Restaurants | 4 | $4.6M | $1.1M | 1.3% |
| 484121 | General Freight Trucking, Long-Distance, Truckload | 3 | $1.4M | $450K | 1.0% |
| 811111 | General Automotive Repair | 3 | $3.0M | $999K | 1.0% |
| 624410 | Child Care Services | 3 | $911K | $304K | 1.0% |
| 531190 | Lessors of Other Real Estate Property | 2 | $1.6M | $804K | 0.7% |
| 812310 | Coin-Operated Laundries and Drycleaners | 2 | $1.3M | $632K | 0.7% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 2 | $1.7M | $850K | 0.7% |
Geographic Distribution
SBA lending activity for The MINT National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 102 | $183.2M | 33.8% |
| Florida (FL) | 38 | $56.8M | 12.6% |
| New Jersey (NJ) | 31 | $39.5M | 10.3% |
| Pennsylvania (PA) | 16 | $33.9M | 5.3% |
| Georgia (GA) | 13 | $33.5M | 4.3% |
| New York (NY) | 13 | $28.8M | 4.3% |
| Virginia (VA) | 5 | $16.2M | 1.7% |
| South Carolina (SC) | 10 | $13.5M | 3.3% |
| Maryland (MD) | 3 | $12.8M | 1.0% |
| Michigan (MI) | 8 | $12.0M | 2.6% |
| Ohio (OH) | 11 | $11.8M | 3.6% |
| Mississippi (MS) | 8 | $9.9M | 2.6% |
| Alabama (AL) | 4 | $8.8M | 1.3% |
| Indiana (IN) | 10 | $8.3M | 3.3% |
| Illinois (IL) | 3 | $5.8M | 1.0% |
| Wisconsin (WI) | 2 | $5.0M | 0.7% |
| Connecticut (CT) | 1 | $5.0M | 0.3% |
| Missouri (MO) | 3 | $5.0M | 1.0% |
| Kentucky (KY) | 3 | $4.7M | 1.0% |
| Louisiana (LA) | 5 | $4.5M | 1.7% |
| North Carolina (NC) | 2 | $2.3M | 0.7% |
| Minnesota (MN) | 3 | $2.2M | 1.0% |
| Vermont (VT) | 1 | $1.7M | 0.3% |
| Tennessee (TN) | 2 | $1.6M | 0.7% |
| Iowa (IA) | 1 | $1.6M | 0.3% |
| California (CA) | 1 | $1.4M | 0.3% |
| Arkansas (AR) | 1 | $1.2M | 0.3% |
| Arizona (AZ) | 2 | $1.1M | 0.7% |
Why Choose The MINT National Bank?
Based on SBA 7(a) lending track record from 2009-2025
- ✓Proven Track Record: 302 SBA loans approved, totaling $512.2M in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Gasoline Stations with Convenience Stores, Car Washes
- ✓Competitive Terms: Average interest rate of 6.29% with flexible term lengths averaging 266 months
- ✓Loan Range: Loan sizes from $69K to $5.0M, with an average of $1.7M
- ✓Nationwide Reach: Active lending in 28 states, with strong presence in TX, FL, NJ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The MINT National Bank SBA lending
What types of businesses does The MINT National Bank typically finance?
The MINT National Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, gasoline stations with convenience stores, car washes, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The MINT National Bank's typical SBA loan terms?
The MINT National Bank's SBA 7(a) loans typically feature an average interest rate of 6.29% and average term length of 266 months (approximately 22 years). Loan sizes range from $69K to $5.0M, with an average loan size of $1.7M.
Do I need a business valuation for a The MINT National Bank SBA loan?
Yes, The MINT National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The MINT National Bank compare to other SBA lenders?
The MINT National Bank has originated 302 SBA loans totaling $512.2M since 2009. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The MINT National Bank lend in?
The MINT National Bank provides SBA 7(a) financing with particularly strong presence in TX, FL, NJ, PA, GA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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