The MINT National Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The MINT National Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 721110 | Hotels (except Casino Hotels) and Motels | 424 | $1.02B | $2.4M | 39.0% |
| 447110 | Gasoline Stations with Convenience Stores | 256 | $515.2M | $2.0M | 23.5% |
| 457110 | Other | 152 | $341.8M | $2.2M | 14.0% |
| 445310 | Beer, Wine, and Liquor Stores | 24 | $21.7M | $903K | 2.2% |
| 445131 | Other | 16 | $38.4M | $2.4M | 1.5% |
| 445120 | Convenience Stores | 16 | $8.0M | $498K | 1.5% |
| 722511 | Full-Service Restaurants | 16 | $20.6M | $1.3M | 1.5% |
| 541219 | Other Accounting Services | 8 | $3.0M | $371K | 0.7% |
| 722513 | Limited-Service Restaurants | 8 | $17.2M | $2.1M | 0.7% |
| 621610 | Home Health Care Services | 8 | $9.4M | $1.2M | 0.7% |
Geographic Distribution
SBA lending activity for The MINT National Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 528 | $1.21B | 48.5% |
| Georgia (GA) | 72 | $205.8M | 6.6% |
| Florida (FL) | 104 | $178.9M | 9.6% |
| New Jersey (NJ) | 80 | $123.6M | 7.4% |
| Pennsylvania (PA) | 40 | $120.3M | 3.7% |
| Alabama (AL) | 24 | $67.7M | 2.2% |
| Virginia (VA) | 16 | $63.6M | 1.5% |
| South Carolina (SC) | 24 | $55.7M | 2.2% |
| Ohio (OH) | 48 | $55.7M | 4.4% |
| Illinois (IL) | 16 | $42.4M | 1.5% |
| Maryland (MD) | 8 | $39.7M | 0.7% |
| New York (NY) | 24 | $17.3M | 2.2% |
| Mississippi (MS) | 16 | $14.1M | 1.5% |
| Tennessee (TN) | 16 | $13.0M | 1.5% |
| California (CA) | 8 | $11.2M | 0.7% |
| Indiana (IN) | 16 | $10.0M | 1.5% |
| Arkansas (AR) | 8 | $9.6M | 0.7% |
| Louisiana (LA) | 8 | $7.6M | 0.7% |
| Missouri (MO) | 8 | $6.9M | 0.7% |
| Minnesota (MN) | 8 | $6.7M | 0.7% |
| Michigan (MI) | 8 | $6.5M | 0.7% |
| North Carolina (NC) | 8 | $6.4M | 0.7% |
Why Choose The MINT National Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 1,088 SBA loans approved, totaling $2.28B in financing
- ✓Industry Expertise: Specialized focus on Hotels (except Casino Hotels) and Motels, Gasoline Stations with Convenience Stores, Other
- ✓Competitive Terms: Average interest rate of 6.30% with flexible term lengths averaging 290 months
- ✓Loan Range: Loan sizes from $100K to $5.0M, with an average of $2.1M
- ✓Nationwide Reach: Active lending in 22 states, with strong presence in TX, FL, NJ
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The MINT National Bank SBA lending
What types of businesses does The MINT National Bank typically finance?
The MINT National Bank specializes in SBA 7(a) lending to specific industries including hotels (except casino hotels) and motels, gasoline stations with convenience stores, other, beer, wine, and liquor stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The MINT National Bank's typical SBA loan terms?
The MINT National Bank's SBA 7(a) loans typically feature an average interest rate of 6.30% and average term length of 290 months (approximately 24 years). Loan sizes range from $100K to $5.0M, with an average loan size of $2.1M.
Do I need a business valuation for a The MINT National Bank SBA loan?
Yes, The MINT National Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The MINT National Bank compare to other SBA lenders?
The MINT National Bank has originated 1,088 SBA loans totaling $2.28B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The MINT National Bank lend in?
The MINT National Bank provides SBA 7(a) financing with particularly strong presence in TX, FL, NJ, GA, OH. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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