The Fountain Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Fountain Trust Company · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 531390 | Other Activities Related to Real Estate | 1 | $115K | $115K | 7.1% |
| 812310 | Coin-Operated Laundries and Drycleaners | 1 | $149K | $149K | 7.1% |
| 721110 | Hotels (except Casino Hotels) and Motels | 1 | $850K | $850K | 7.1% |
| 424690 | Other Chemical and Allied Products Merchant Wholesalers | 1 | $250K | $250K | 7.1% |
| 441110 | New Car Dealers | 1 | $350K | $350K | 7.1% |
| 722511 | Full-Service Restaurants | 1 | $64K | $64K | 7.1% |
| 812199 | Other Personal Care Services | 1 | $947K | $947K | 7.1% |
| 713940 | Fitness and Recreational Sports Centers | 1 | $46K | $46K | 7.1% |
| 621310 | Offices of Chiropractors | 1 | $325K | $325K | 7.1% |
| 812113 | Nail Salons | 1 | $100K | $100K | 7.1% |
Geographic Distribution
SBA lending activity for The Fountain Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Indiana (IN) | 13 | $4.1M | 92.9% |
| Illinois (IL) | 1 | $175K | 7.1% |
Why Choose The Fountain Trust Company?
Based on SBA 7(a) lending track record from 1994-2020
- ✓Proven Track Record: 14 SBA loans approved, totaling $4.2M in financing
- ✓Industry Expertise: Specialized focus on Other Activities Related to Real Estate, Coin-Operated Laundries and Drycleaners, Hotels (except Casino Hotels) and Motels
- ✓Competitive Terms: Average interest rate of 6.36% with flexible term lengths averaging 116 months
- ✓Loan Range: Loan sizes from $46K to $947K, with an average of $303K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in IN, IL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Fountain Trust Company SBA lending
What types of businesses does The Fountain Trust Company typically finance?
The Fountain Trust Company specializes in SBA 7(a) lending to specific industries including other activities related to real estate, coin-operated laundries and drycleaners, hotels (except casino hotels) and motels, other chemical and allied products merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Fountain Trust Company's typical SBA loan terms?
The Fountain Trust Company's SBA 7(a) loans typically feature an average interest rate of 6.36% and average term length of 116 months (approximately 10 years). Loan sizes range from $46K to $947K, with an average loan size of $303K.
Do I need a business valuation for a The Fountain Trust Company SBA loan?
Yes, The Fountain Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Fountain Trust Company compare to other SBA lenders?
The Fountain Trust Company has originated 14 SBA loans totaling $4.2M since 1994. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Fountain Trust Company lend in?
The Fountain Trust Company provides SBA 7(a) financing with particularly strong presence in IN, IL. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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