The Callaway Bank
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Callaway Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812111 | Barber Shops | 64 | $18.8M | $294K | 10.7% |
| 722513 | Limited-Service Restaurants | 56 | $16.6M | $297K | 9.3% |
| 722410 | Drinking Places (Alcoholic Beverages) | 32 | $1.7M | $54K | 5.3% |
| 561720 | Janitorial Services | 24 | $920K | $38K | 4.0% |
| 484110 | General Freight Trucking, Local | 24 | $1.1M | $45K | 4.0% |
| 812199 | Other Personal Care Services | 24 | $1.0M | $43K | 4.0% |
| 811310 | Commercial and Industrial Machinery and Equipment (except Automotive a | 24 | $3.1M | $128K | 4.0% |
| 236220 | Commercial and Institutional Building Construction | 24 | $3.8M | $159K | 4.0% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 24 | $7.2M | $302K | 4.0% |
| 624410 | Child Day Care Services | 24 | $1.1M | $45K | 4.0% |
Geographic Distribution
SBA lending activity for The Callaway Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Missouri (MO) | 560 | $94.0M | 93.3% |
| Kansas (KS) | 40 | $10.6M | 6.7% |
Why Choose The Callaway Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 600 SBA loans approved, totaling $104.6M in financing
- ✓Industry Expertise: Specialized focus on Barber Shops, Limited-Service Restaurants, Drinking Places (Alcoholic Beverages)
- ✓Competitive Terms: Average interest rate of 6.91% with flexible term lengths averaging 106 months
- ✓Loan Range: Loan sizes from $10K to $1.0M, with an average of $174K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in MO, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Callaway Bank SBA lending
What types of businesses does The Callaway Bank typically finance?
The Callaway Bank specializes in SBA 7(a) lending to specific industries including barber shops, limited-service restaurants, drinking places (alcoholic beverages), janitorial services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Callaway Bank's typical SBA loan terms?
The Callaway Bank's SBA 7(a) loans typically feature an average interest rate of 6.91% and average term length of 106 months (approximately 9 years). Loan sizes range from $10K to $1.0M, with an average loan size of $174K.
Do I need a business valuation for a The Callaway Bank SBA loan?
Yes, The Callaway Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Callaway Bank compare to other SBA lenders?
The Callaway Bank has originated 600 SBA loans totaling $104.6M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Callaway Bank lend in?
The Callaway Bank provides SBA 7(a) financing with particularly strong presence in MO, KS. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.