The Bancorp Bank National Association
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The Bancorp Bank National Association
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 552 | $301.1M | $546K | 8.1% |
| 624410 | Child Day Care Services | 312 | $466.0M | $1.5M | 4.6% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 280 | $190.3M | $680K | 4.1% |
| 713940 | Fitness and Recreational Sports Centers | 272 | $138.5M | $509K | 4.0% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 240 | $412.2M | $1.7M | 3.5% |
| 812210 | Funeral Homes and Funeral Services | 224 | $289.0M | $1.3M | 3.3% |
| 561730 | Landscaping Services | 208 | $108.0M | $519K | 3.0% |
| 722511 | Full-Service Restaurants | 176 | $175.8M | $999K | 2.6% |
| 531190 | Lessors of Other Real Estate Property | 160 | $253.4M | $1.6M | 2.3% |
| 561431 | Private Mail Centers | 152 | $61.4M | $404K | 2.2% |
Geographic Distribution
SBA lending activity for The Bancorp Bank National Association by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 960 | $724.9M | 14.1% |
| Colorado (CO) | 440 | $608.5M | 6.4% |
| Florida (FL) | 800 | $570.0M | 11.7% |
| California (CA) | 560 | $459.6M | 8.2% |
| Arizona (AZ) | 392 | $343.3M | 5.7% |
| North Carolina (NC) | 472 | $331.6M | 6.9% |
| New Jersey (NJ) | 248 | $290.6M | 3.6% |
| New York (NY) | 200 | $269.8M | 2.9% |
| Georgia (GA) | 296 | $265.5M | 4.3% |
| Pennsylvania (PA) | 208 | $185.6M | 3.0% |
| Virginia (VA) | 160 | $155.6M | 2.3% |
| Illinois (IL) | 136 | $138.9M | 2.0% |
| Michigan (MI) | 184 | $137.8M | 2.7% |
| Missouri (MO) | 96 | $125.7M | 1.4% |
| Tennessee (TN) | 136 | $113.5M | 2.0% |
| Washington (WA) | 120 | $113.3M | 1.8% |
| Ohio (OH) | 160 | $112.0M | 2.3% |
| Maryland (MD) | 120 | $110.7M | 1.8% |
| Massachusetts (MA) | 80 | $80.4M | 1.2% |
| Kentucky (KY) | 56 | $72.8M | 0.8% |
| Indiana (IN) | 112 | $71.3M | 1.6% |
| Mississippi (MS) | 40 | $69.8M | 0.6% |
| South Carolina (SC) | 104 | $68.9M | 1.5% |
| Louisiana (LA) | 56 | $60.4M | 0.8% |
| Connecticut (CT) | 96 | $48.7M | 1.4% |
| Oklahoma (OK) | 72 | $46.9M | 1.1% |
| New Mexico (NM) | 48 | $46.8M | 0.7% |
| Idaho (ID) | 48 | $46.0M | 0.7% |
| Nevada (NV) | 32 | $45.0M | 0.5% |
| Alabama (AL) | 48 | $44.9M | 0.7% |
| Oregon (OR) | 64 | $41.4M | 0.9% |
| Arkansas (AR) | 40 | $41.2M | 0.6% |
| Kansas (KS) | 40 | $28.4M | 0.6% |
| Wisconsin (WI) | 48 | $23.2M | 0.7% |
| West Virginia (WV) | 16 | $15.5M | 0.2% |
| Maine (ME) | 8 | $7.6M | 0.1% |
| Utah (UT) | 24 | $6.9M | 0.4% |
| Montana (MT) | 24 | $5.6M | 0.4% |
| Iowa (IA) | 16 | $5.1M | 0.2% |
| Delaware (DE) | 24 | $4.8M | 0.4% |
| North Dakota (ND) | 8 | $2.4M | 0.1% |
| Minnesota (MN) | 8 | $2.4M | 0.1% |
| Nebraska (NE) | 16 | $2.2M | 0.2% |
| New Hampshire (NH) | 8 | $2.1M | 0.1% |
| South Dakota (SD) | 8 | $1.2M | 0.1% |
Why Choose The Bancorp Bank National Association?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 6,832 SBA loans approved, totaling $5.95B in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Child Day Care Services, Snack and Nonalcoholic Beverage Bars
- ✓Competitive Terms: Average interest rate of 7.29% with flexible term lengths averaging 167 months
- ✓Loan Range: Loan sizes from $25K to $5.0M, with an average of $871K
- ✓Nationwide Reach: Active lending in 45 states, with strong presence in TX, FL, CA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The Bancorp Bank National Association SBA lending
What types of businesses does The Bancorp Bank National Association typically finance?
The Bancorp Bank National Association specializes in SBA 7(a) lending to specific industries including limited-service restaurants, child day care services, snack and nonalcoholic beverage bars, fitness and recreational sports centers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The Bancorp Bank National Association's typical SBA loan terms?
The Bancorp Bank National Association's SBA 7(a) loans typically feature an average interest rate of 7.29% and average term length of 167 months (approximately 14 years). Loan sizes range from $25K to $5.0M, with an average loan size of $871K.
Do I need a business valuation for a The Bancorp Bank National Association SBA loan?
Yes, The Bancorp Bank National Association typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The Bancorp Bank National Association compare to other SBA lenders?
The Bancorp Bank National Association has originated 6,832 SBA loans totaling $5.95B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The Bancorp Bank National Association lend in?
The Bancorp Bank National Association provides SBA 7(a) financing with particularly strong presence in TX, FL, CA, NC, CO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.