The American National Bank of Texas
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by The American National Bank of Texas
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 72 | $30.6M | $425K | 7.1% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 64 | $51.6M | $806K | 6.3% |
| 238990 | All Other Specialty Trade Contractors | 56 | $43.1M | $770K | 5.5% |
| 444130 | Hardware Stores | 40 | $29.2M | $731K | 3.9% |
| 621310 | Offices of Chiropractors | 32 | $12.0M | $375K | 3.1% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 32 | $9.9M | $310K | 3.1% |
| 541370 | Surveying and Mapping (except Geophysical) Services | 32 | $10.0M | $313K | 3.1% |
| 524210 | Insurance Agencies and Brokerages | 32 | $23.6M | $737K | 3.1% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 24 | $16.4M | $683K | 2.4% |
| 236220 | Commercial and Institutional Building Construction | 24 | $43.6M | $1.8M | 2.4% |
Geographic Distribution
SBA lending activity for The American National Bank of Texas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 1,016 | $721.1M | 100.0% |
Why Choose The American National Bank of Texas?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 1,016 SBA loans approved, totaling $721.1M in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Offices of Physicians (except Mental Health Specialists), All Other Specialty Trade Contractors
- ✓Competitive Terms: Average interest rate of 6.68% with flexible term lengths averaging 158 months
- ✓Loan Range: Loan sizes from $25K to $5.0M, with an average of $710K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in TX
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The American National Bank of Texas SBA lending
What types of businesses does The American National Bank of Texas typically finance?
The American National Bank of Texas specializes in SBA 7(a) lending to specific industries including limited-service restaurants, offices of physicians (except mental health specialists), all other specialty trade contractors, hardware stores. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The American National Bank of Texas's typical SBA loan terms?
The American National Bank of Texas's SBA 7(a) loans typically feature an average interest rate of 6.68% and average term length of 158 months (approximately 13 years). Loan sizes range from $25K to $5.0M, with an average loan size of $710K.
Do I need a business valuation for a The American National Bank of Texas SBA loan?
Yes, The American National Bank of Texas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The American National Bank of Texas compare to other SBA lenders?
The American National Bank of Texas has originated 1,016 SBA loans totaling $721.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The American National Bank of Texas lend in?
The American National Bank of Texas provides SBA 7(a) financing with particularly strong presence in TX. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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