The American National Bank of Texas
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by The American National Bank of Texas · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621210 | Offices of Dentists | 28 | $11.5M | $411K | 2.6% |
| 812320 | Drycleaning and Laundry Services (except Coin-Operated) | 25 | $7.4M | $294K | 2.3% |
| 722511 | Full-Service Restaurants | 22 | $12.5M | $569K | 2.1% |
| 722513 | Limited-Service Restaurants | 19 | $6.5M | $341K | 1.8% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 19 | $12.3M | $649K | 1.8% |
| 524210 | Insurance Agencies and Brokerages | 18 | $8.0M | $446K | 1.7% |
| 811111 | General Automotive Repair | 16 | $5.5M | $344K | 1.5% |
| 624410 | Child Care Services | 13 | $10.1M | $778K | 1.2% |
| 713940 | Fitness and Recreational Sports Centers | 13 | $4.8M | $367K | 1.2% |
| 812112 | Beauty Salons | 12 | $1.9M | $159K | 1.1% |
Geographic Distribution
SBA lending activity for The American National Bank of Texas by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Texas (TX) | 1,058 | $387.7M | 98.9% |
| Maryland (MD) | 8 | $1.2M | 0.7% |
| Oklahoma (OK) | 1 | $130K | 0.1% |
| Massachusetts (MA) | 1 | $125K | 0.1% |
| Kansas (KS) | 1 | $80K | 0.1% |
| West Virginia (WV) | 1 | $28K | 0.1% |
Why Choose The American National Bank of Texas?
Based on SBA 7(a) lending track record from 1991-2025
- ✓Proven Track Record: 1,070 SBA loans approved, totaling $389.3M in financing
- ✓Industry Expertise: Specialized focus on Offices of Dentists, Drycleaning and Laundry Services (except Coin-Operated), Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 6.12% with flexible term lengths averaging 133 months
- ✓Loan Range: Loan sizes from $10K to $5.0M, with an average of $364K
- ✓Nationwide Reach: Active lending in 6 states, with strong presence in TX, MD, MA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about The American National Bank of Texas SBA lending
What types of businesses does The American National Bank of Texas typically finance?
The American National Bank of Texas specializes in SBA 7(a) lending to specific industries including offices of dentists, drycleaning and laundry services (except coin-operated), full-service restaurants, limited-service restaurants. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are The American National Bank of Texas's typical SBA loan terms?
The American National Bank of Texas's SBA 7(a) loans typically feature an average interest rate of 6.12% and average term length of 133 months (approximately 11 years). Loan sizes range from $10K to $5.0M, with an average loan size of $364K.
Do I need a business valuation for a The American National Bank of Texas SBA loan?
Yes, The American National Bank of Texas typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does The American National Bank of Texas compare to other SBA lenders?
The American National Bank of Texas has originated 1,070 SBA loans totaling $389.3M since 1991. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does The American National Bank of Texas lend in?
The American National Bank of Texas provides SBA 7(a) financing with particularly strong presence in TX, MD, MA, WV, OK. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
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