Telhio Credit Union Inc
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Telhio Credit Union Inc
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722513 | Limited-Service Restaurants | 160 | $27.6M | $173K | 4.7% |
| 722511 | Full-Service Restaurants | 144 | $40.0M | $278K | 4.2% |
| 624410 | Child Day Care Services | 144 | $32.2M | $224K | 4.2% |
| 484110 | General Freight Trucking, Local | 128 | $29.2M | $228K | 3.7% |
| 713940 | Fitness and Recreational Sports Centers | 88 | $30.3M | $344K | 2.6% |
| 561730 | Landscaping Services | 88 | $11.1M | $126K | 2.6% |
| 812910 | Pet Care (except Veterinary) Services | 64 | $21.1M | $330K | 1.9% |
| 531190 | Lessors of Other Real Estate Property | 64 | $58.6M | $916K | 1.9% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 64 | $37.3M | $583K | 1.9% |
| 531390 | Other Activities Related to Real Estate | 64 | $26.2M | $409K | 1.9% |
Geographic Distribution
SBA lending activity for Telhio Credit Union Inc by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Ohio (OH) | 3,344 | $936.5M | 97.7% |
| Kentucky (KY) | 32 | $39.9M | 0.9% |
| Florida (FL) | 24 | $25.7M | 0.7% |
| West Virginia (WV) | 8 | $8.6M | 0.2% |
| North Carolina (NC) | 16 | $1.1M | 0.5% |
Why Choose Telhio Credit Union Inc?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 3,424 SBA loans approved, totaling $1.01B in financing
- ✓Industry Expertise: Specialized focus on Limited-Service Restaurants, Full-Service Restaurants, Child Day Care Services
- ✓Competitive Terms: Average interest rate of 8.59% with flexible term lengths averaging 141 months
- ✓Loan Range: Loan sizes from $11K to $5.0M, with an average of $295K
- ✓Nationwide Reach: Active lending in 5 states, with strong presence in OH, KY, FL
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Telhio Credit Union Inc SBA lending
What types of businesses does Telhio Credit Union Inc typically finance?
Telhio Credit Union Inc specializes in SBA 7(a) lending to specific industries including limited-service restaurants, full-service restaurants, child day care services, general freight trucking, local. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Telhio Credit Union Inc's typical SBA loan terms?
Telhio Credit Union Inc's SBA 7(a) loans typically feature an average interest rate of 8.59% and average term length of 141 months (approximately 12 years). Loan sizes range from $11K to $5.0M, with an average loan size of $295K.
Do I need a business valuation for a Telhio Credit Union Inc SBA loan?
Yes, Telhio Credit Union Inc typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Telhio Credit Union Inc compare to other SBA lenders?
Telhio Credit Union Inc has originated 3,424 SBA loans totaling $1.01B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Telhio Credit Union Inc lend in?
Telhio Credit Union Inc provides SBA 7(a) financing with particularly strong presence in OH, KY, FL, NC, WV. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Explore Industry Reports →Need a Business Valuation?
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