Region IV Development Corporation
SBA 7(a) Lending Profile · FY 2024 analysis
Industry Focus
Top industries served by Region IV Development Corporation
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 812199 | Other Personal Care Services | 8 | $966K | $121K | 25.0% |
| 561730 | Landscaping Services | 8 | $1.5M | $194K | 25.0% |
| 311811 | Retail Bakeries | 8 | $1.6M | $200K | 25.0% |
| 458110 | Other | 8 | $2.0M | $254K | 25.0% |
Geographic Distribution
SBA lending activity for Region IV Development Corporation by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Idaho (ID) | 32 | $6.1M | 100.0% |
Why Choose Region IV Development Corporation?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 32 SBA loans approved, totaling $6.1M in financing
- ✓Industry Expertise: Specialized focus on Other Personal Care Services, Landscaping Services, Retail Bakeries
- ✓Competitive Terms: Average interest rate of 10.00% with flexible term lengths averaging 120 months
- ✓Loan Range: Loan sizes from $121K to $254K, with an average of $192K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in ID
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Region IV Development Corporation SBA lending
What types of businesses does Region IV Development Corporation typically finance?
Region IV Development Corporation specializes in SBA 7(a) lending to specific industries including other personal care services, landscaping services, retail bakeries, other. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Region IV Development Corporation's typical SBA loan terms?
Region IV Development Corporation's SBA 7(a) loans typically feature an average interest rate of 10.00% and average term length of 120 months (approximately 10 years). Loan sizes range from $121K to $254K, with an average loan size of $192K.
Do I need a business valuation for a Region IV Development Corporation SBA loan?
Yes, Region IV Development Corporation typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Region IV Development Corporation compare to other SBA lenders?
Region IV Development Corporation has originated 32 SBA loans totaling $6.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Region IV Development Corporation lend in?
Region IV Development Corporation provides SBA 7(a) financing with particularly strong presence in ID. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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Explore Industry Reports →Need a Business Valuation?
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