Pioneer CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Pioneer CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 111421 | Nursery and Tree Production | 3 | $350K | $117K | 50.0% |
| 561730 | Landscaping Services | 1 | $695K | $695K | 16.7% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 1 | $60K | $60K | 16.7% |
| 424430 | Dairy Product (except Dried or Canned) Merchant Wholesalers | 1 | $185K | $185K | 16.7% |
Geographic Distribution
SBA lending activity for Pioneer CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Wisconsin (WI) | 6 | $1.3M | 100.0% |
Why Choose Pioneer CU?
Based on SBA 7(a) lending track record from 2008-2014
- ✓Proven Track Record: 6 SBA loans approved, totaling $1.3M in financing
- ✓Industry Expertise: Specialized focus on Nursery and Tree Production, Landscaping Services, Plumbing, Heating, and Air-Conditioning Contractors
- ✓Competitive Terms: Average interest rate of 5.85% with flexible term lengths averaging 70 months
- ✓Loan Range: Loan sizes from $50K to $695K, with an average of $215K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in WI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Pioneer CU SBA lending
What types of businesses does Pioneer CU typically finance?
Pioneer CU specializes in SBA 7(a) lending to specific industries including nursery and tree production, landscaping services, plumbing, heating, and air-conditioning contractors, dairy product (except dried or canned) merchant wholesalers. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Pioneer CU's typical SBA loan terms?
Pioneer CU's SBA 7(a) loans typically feature an average interest rate of 5.85% and average term length of 70 months (approximately 6 years). Loan sizes range from $50K to $695K, with an average loan size of $215K.
Do I need a business valuation for a Pioneer CU SBA loan?
Yes, Pioneer CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Pioneer CU compare to other SBA lenders?
Pioneer CU has originated 6 SBA loans totaling $1.3M since 2008. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Pioneer CU lend in?
Pioneer CU provides SBA 7(a) financing with particularly strong presence in WI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.