Partner Community Capital
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Partner Community Capital
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 8 | $1.6M | $200K | 10.0% |
| 312120 | Breweries | 8 | $1.9M | $241K | 10.0% |
| 453210 | Office Supplies and Stationery | 8 | $1.3M | $160K | 10.0% |
| 812199 | Other Personal Care Services | 8 | $1.4M | $171K | 10.0% |
| 453220 | Gift, Novelty, and Souvenir Stores | 8 | $2.0M | $250K | 10.0% |
| 333999 | All Other Miscellaneous General Purpose Machinery Manufacturing | 8 | $2.0M | $250K | 10.0% |
| 513210 | Cable Networks | 8 | $1.8M | $225K | 10.0% |
| 713990 | All Other Amusement and Recreation Industries | 8 | $1.3M | $165K | 10.0% |
| 312140 | Distilleries | 8 | $2.8M | $350K | 10.0% |
| 621111 | Offices of Physicians (except Mental Health Specialists) | 8 | $2.0M | $250K | 10.0% |
Geographic Distribution
SBA lending activity for Partner Community Capital by state
| State | Loans | Volume | Share |
|---|---|---|---|
| North Carolina (NC) | 80 | $18.1M | 100.0% |
Why Choose Partner Community Capital?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 80 SBA loans approved, totaling $18.1M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Breweries, Office Supplies and Stationery
- ✓Competitive Terms: Average interest rate of 8.00% with flexible term lengths averaging 122 months
- ✓Loan Range: Loan sizes from $160K to $350K, with an average of $226K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in NC
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Partner Community Capital SBA lending
What types of businesses does Partner Community Capital typically finance?
Partner Community Capital specializes in SBA 7(a) lending to specific industries including full-service restaurants, breweries, office supplies and stationery, other personal care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Partner Community Capital's typical SBA loan terms?
Partner Community Capital's SBA 7(a) loans typically feature an average interest rate of 8.00% and average term length of 122 months (approximately 10 years). Loan sizes range from $160K to $350K, with an average loan size of $226K.
Do I need a business valuation for a Partner Community Capital SBA loan?
Yes, Partner Community Capital typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Partner Community Capital compare to other SBA lenders?
Partner Community Capital has originated 80 SBA loans totaling $18.1M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Partner Community Capital lend in?
Partner Community Capital provides SBA 7(a) financing with particularly strong presence in NC. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
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