Opportunity Resource Fund
SBA 7(a) Lending Profile · FY 2021 analysis
Industry Focus
Top industries served by Opportunity Resource Fund
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 621420 | Outpatient Mental Health and Substance Abuse Centers | 32 | $6.5M | $204K | 21.1% |
| 722513 | Limited-Service Restaurants | 24 | $3.5M | $144K | 15.8% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 16 | $1.3M | $83K | 10.5% |
| 812112 | Beauty Salons | 8 | $1.2M | $150K | 5.3% |
| 812910 | Pet Care (except Veterinary) Services | 8 | $548K | $69K | 5.3% |
| 621310 | Offices of Chiropractors | 8 | $1.5M | $190K | 5.3% |
| 311811 | Retail Bakeries | 8 | $1.8M | $220K | 5.3% |
| 713120 | Amusement Arcades | 8 | $2.0M | $250K | 5.3% |
| 713990 | All Other Amusement and Recreation Industries | 8 | $680K | $85K | 5.3% |
| 722511 | Full-Service Restaurants | 8 | $1.9M | $238K | 5.3% |
Geographic Distribution
SBA lending activity for Opportunity Resource Fund by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Michigan (MI) | 152 | $26.3M | 100.0% |
Why Choose Opportunity Resource Fund?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 152 SBA loans approved, totaling $26.3M in financing
- ✓Industry Expertise: Specialized focus on Outpatient Mental Health and Substance Abuse Centers, Limited-Service Restaurants, Snack and Nonalcoholic Beverage Bars
- ✓Competitive Terms: Average interest rate of 8.82% with flexible term lengths averaging 114 months
- ✓Loan Range: Loan sizes from $50K to $250K, with an average of $173K
- ✓Nationwide Reach: Active lending in 1 states, with strong presence in MI
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Opportunity Resource Fund SBA lending
What types of businesses does Opportunity Resource Fund typically finance?
Opportunity Resource Fund specializes in SBA 7(a) lending to specific industries including outpatient mental health and substance abuse centers, limited-service restaurants, snack and nonalcoholic beverage bars, beauty salons. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Opportunity Resource Fund's typical SBA loan terms?
Opportunity Resource Fund's SBA 7(a) loans typically feature an average interest rate of 8.82% and average term length of 114 months (approximately 10 years). Loan sizes range from $50K to $250K, with an average loan size of $173K.
Do I need a business valuation for a Opportunity Resource Fund SBA loan?
Yes, Opportunity Resource Fund typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Opportunity Resource Fund compare to other SBA lenders?
Opportunity Resource Fund has originated 152 SBA loans totaling $26.3M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Opportunity Resource Fund lend in?
Opportunity Resource Fund provides SBA 7(a) financing with particularly strong presence in MI. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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