MISSINGMAINBANKID
SBA 7(a) Lending Profile · FY 2026 analysis
Industry Focus
Top industries served by MISSINGMAINBANKID
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 128 | $86.4M | $675K | 3.2% |
| 722513 | Limited-Service Restaurants | 120 | $116.5M | $970K | 3.0% |
| 811111 | General Automotive Repair | 112 | $65.6M | $586K | 2.8% |
| 722515 | Snack and Nonalcoholic Beverage Bars | 104 | $31.4M | $302K | 2.6% |
| 713940 | Fitness and Recreational Sports Centers | 88 | $81.5M | $926K | 2.2% |
| 236118 | Residential Remodelers | 80 | $30.5M | $381K | 2.0% |
| 238210 | Electrical Contractors | 72 | $43.0M | $598K | 1.8% |
| 541219 | Other Accounting Services | 56 | $13.3M | $237K | 1.4% |
| 445291 | Baked Goods Stores | 56 | $19.9M | $355K | 1.4% |
| 713990 | All Other Amusement and Recreation Industries | 56 | $137.7M | $2.5M | 1.4% |
Geographic Distribution
SBA lending activity for MISSINGMAINBANKID by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Utah (UT) | 1,584 | $1.49B | 39.8% |
| Colorado (CO) | 1,088 | $993.7M | 27.3% |
| Texas (TX) | 232 | $270.1M | 5.8% |
| Idaho (ID) | 208 | $154.1M | 5.2% |
| Missouri (MO) | 232 | $135.9M | 5.8% |
| Kansas (KS) | 264 | $135.3M | 6.6% |
| Wyoming (WY) | 160 | $132.1M | 4.0% |
| New Mexico (NM) | 64 | $55.7M | 1.6% |
| Nevada (NV) | 32 | $49.6M | 0.8% |
| California (CA) | 64 | $47.3M | 1.6% |
| Arizona (AZ) | 32 | $36.2M | 0.8% |
| Washington (WA) | 8 | $8.2M | 0.2% |
| Minnesota (MN) | 8 | $6.0M | 0.2% |
| Indiana (IN) | 8 | $3.9M | 0.2% |
Why Choose MISSINGMAINBANKID?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 3,984 SBA loans approved, totaling $3.52B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Limited-Service Restaurants, General Automotive Repair
- ✓Competitive Terms: Average interest rate of 7.28% with flexible term lengths averaging 152 months
- ✓Loan Range: Loan sizes from $15K to $5.0M, with an average of $884K
- ✓Nationwide Reach: Active lending in 14 states, with strong presence in UT, CO, KS
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about MISSINGMAINBANKID SBA lending
What types of businesses does MISSINGMAINBANKID typically finance?
MISSINGMAINBANKID specializes in SBA 7(a) lending to specific industries including full-service restaurants, limited-service restaurants, general automotive repair, snack and nonalcoholic beverage bars. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are MISSINGMAINBANKID's typical SBA loan terms?
MISSINGMAINBANKID's SBA 7(a) loans typically feature an average interest rate of 7.28% and average term length of 152 months (approximately 13 years). Loan sizes range from $15K to $5.0M, with an average loan size of $884K.
Do I need a business valuation for a MISSINGMAINBANKID SBA loan?
Yes, MISSINGMAINBANKID typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does MISSINGMAINBANKID compare to other SBA lenders?
MISSINGMAINBANKID has originated 3,984 SBA loans totaling $3.52B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does MISSINGMAINBANKID lend in?
MISSINGMAINBANKID provides SBA 7(a) financing with particularly strong presence in UT, CO, KS, TX, MO. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
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