Marion & Polk Schools CU
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Marion & Polk Schools CU · All Time
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 12 | $1.9M | $159K | 10.9% |
| 561730 | Landscaping Services | 5 | $713K | $143K | 4.5% |
| 114111 | Finfish Fishing | 5 | $1.2M | $247K | 4.5% |
| 811121 | Automotive Body, Paint, and Interior Repair and Maintenance | 4 | $540K | $135K | 3.6% |
| 721110 | Hotels (except Casino Hotels) and Motels | 4 | $710K | $178K | 3.6% |
| 312120 | Breweries | 4 | $1.2M | $299K | 3.6% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 3 | $526K | $175K | 2.7% |
| 621310 | Offices of Chiropractors | 3 | $340K | $113K | 2.7% |
| 722513 | Limited-Service Restaurants | 2 | $370K | $185K | 1.8% |
| 311920 | Coffee and Tea Manufacturing | 2 | $122K | $61K | 1.8% |
Geographic Distribution
SBA lending activity for Marion & Polk Schools CU by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oregon (OR) | 106 | $29.5M | 96.4% |
| Washington (WA) | 4 | $1.1M | 3.6% |
Why Choose Marion & Polk Schools CU?
Based on SBA 7(a) lending track record from 2010-2025
- ✓Proven Track Record: 110 SBA loans approved, totaling $30.6M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Landscaping Services, Finfish Fishing
- ✓Competitive Terms: Average interest rate of 6.38% with flexible term lengths averaging 109 months
- ✓Loan Range: Loan sizes from $10K to $5.0M, with an average of $278K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in OR, WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Marion & Polk Schools CU SBA lending
What types of businesses does Marion & Polk Schools CU typically finance?
Marion & Polk Schools CU specializes in SBA 7(a) lending to specific industries including full-service restaurants, landscaping services, finfish fishing, automotive body, paint, and interior repair and maintenance. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Marion & Polk Schools CU's typical SBA loan terms?
Marion & Polk Schools CU's SBA 7(a) loans typically feature an average interest rate of 6.38% and average term length of 109 months (approximately 9 years). Loan sizes range from $10K to $5.0M, with an average loan size of $278K.
Do I need a business valuation for a Marion & Polk Schools CU SBA loan?
Yes, Marion & Polk Schools CU typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Marion & Polk Schools CU compare to other SBA lenders?
Marion & Polk Schools CU has originated 110 SBA loans totaling $30.6M since 2010. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Marion & Polk Schools CU lend in?
Marion & Polk Schools CU provides SBA 7(a) financing with particularly strong presence in OR, WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Certified valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.