Manufacturers and Traders Trust Company
SBA 7(a) Lending Profile · All Time analysis
Industry Focus
Top industries served by Manufacturers and Traders Trust Company
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 3,904 | $540.1M | $138K | 4.5% |
| 236118 | Residential Remodelers | 2,824 | $244.8M | $87K | 3.3% |
| 722513 | Limited-Service Restaurants | 2,808 | $414.2M | $148K | 3.2% |
| 561730 | Landscaping Services | 2,304 | $187.6M | $81K | 2.7% |
| 812112 | Beauty Salons | 1,904 | $134.3M | $71K | 2.2% |
| 238990 | All Other Specialty Trade Contractors | 1,864 | $200.2M | $107K | 2.1% |
| 811111 | General Automotive Repair | 1,720 | $148.5M | $86K | 2.0% |
| 713940 | Fitness and Recreational Sports Centers | 1,576 | $213.0M | $135K | 1.8% |
| 484110 | General Freight Trucking, Local | 1,552 | $113.7M | $73K | 1.8% |
| 238220 | Plumbing, Heating, and Air-Conditioning Contractors | 1,456 | $260.9M | $179K | 1.7% |
Geographic Distribution
SBA lending activity for Manufacturers and Traders Trust Company by state
| State | Loans | Volume | Share |
|---|---|---|---|
| New York (NY) | 28,688 | $3.57B | 33.0% |
| Maryland (MD) | 19,008 | $2.53B | 21.9% |
| Pennsylvania (PA) | 9,432 | $1.22B | 10.9% |
| New Jersey (NJ) | 7,832 | $915.5M | 9.0% |
| Connecticut (CT) | 6,560 | $825.2M | 7.6% |
| Virginia (VA) | 5,088 | $774.6M | 5.9% |
| Delaware (DE) | 3,096 | $371.9M | 3.6% |
| Massachusetts (MA) | 2,688 | $358.6M | 3.1% |
| New Hampshire (NH) | 1,192 | $254.9M | 1.4% |
| District of Columbia (DC) | 1,400 | $195.1M | 1.6% |
| Vermont (VT) | 864 | $73.0M | 1.0% |
| Maine (ME) | 608 | $66.6M | 0.7% |
| West Virginia (WV) | 216 | $26.1M | 0.2% |
| California (CA) | 16 | $15.2M | 0.0% |
| Florida (FL) | 80 | $14.4M | 0.1% |
| Rhode Island (RI) | 24 | $3.4M | 0.0% |
| North Carolina (NC) | 40 | $2.8M | 0.0% |
| Colorado (CO) | 8 | $1.2M | 0.0% |
| Georgia (GA) | 8 | $1.2M | 0.0% |
| Washington (WA) | 16 | $800K | 0.0% |
| Illinois (IL) | 8 | $680K | 0.0% |
| Texas (TX) | 8 | $400K | 0.0% |
Why Choose Manufacturers and Traders Trust Company?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 86,880 SBA loans approved, totaling $11.22B in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, Residential Remodelers, Limited-Service Restaurants
- ✓Competitive Terms: Average interest rate of 10.23% with flexible term lengths averaging 102 months
- ✓Loan Range: Loan sizes from $5K to $5.0M, with an average of $129K
- ✓Nationwide Reach: Active lending in 22 states, with strong presence in NY, MD, PA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Manufacturers and Traders Trust Company SBA lending
What types of businesses does Manufacturers and Traders Trust Company typically finance?
Manufacturers and Traders Trust Company specializes in SBA 7(a) lending to specific industries including full-service restaurants, residential remodelers, limited-service restaurants, landscaping services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Manufacturers and Traders Trust Company's typical SBA loan terms?
Manufacturers and Traders Trust Company's SBA 7(a) loans typically feature an average interest rate of 10.23% and average term length of 102 months (approximately 9 years). Loan sizes range from $5K to $5.0M, with an average loan size of $129K.
Do I need a business valuation for a Manufacturers and Traders Trust Company SBA loan?
Yes, Manufacturers and Traders Trust Company typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Manufacturers and Traders Trust Company compare to other SBA lenders?
Manufacturers and Traders Trust Company has originated 86,880 SBA loans totaling $11.22B since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Manufacturers and Traders Trust Company lend in?
Manufacturers and Traders Trust Company provides SBA 7(a) financing with particularly strong presence in NY, MD, PA, NJ, CT. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
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