LINKBANK
SBA 7(a) Lending Profile · FY 2022 analysis
Industry Focus
Top industries served by LINKBANK
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 722511 | Full-Service Restaurants | 32 | $24.9M | $778K | 11.8% |
| 238990 | All Other Specialty Trade Contractors | 24 | $13.0M | $542K | 8.8% |
| 713990 | All Other Amusement and Recreation Industries | 16 | $24.0M | $1.5M | 5.9% |
| 812199 | Other Personal Care Services | 16 | $4.4M | $276K | 5.9% |
| 423720 | Plumbing and Heating Equipment and Supplies (Hydronics) Merchant Whole | 8 | $14.1M | $1.8M | 2.9% |
| 621610 | Home Health Care Services | 8 | $2.8M | $350K | 2.9% |
| 453998 | All Other Miscellaneous Store Retailers (except Tobacco Stores) | 8 | $120K | $15K | 2.9% |
| 424490 | Other Grocery and Related Products Merchant Wholesalers | 8 | $1.2M | $150K | 2.9% |
| 531120 | Lessors of Nonresidential Buildings (except Miniwarehouses) | 8 | $10.5M | $1.3M | 2.9% |
| 424940 | Tobacco and Tobacco Product Merchant Wholesalers | 8 | $3.8M | $481K | 2.9% |
Geographic Distribution
SBA lending activity for LINKBANK by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Pennsylvania (PA) | 96 | $157.4M | 35.3% |
| Virginia (VA) | 120 | $56.0M | 44.1% |
| Maryland (MD) | 48 | $13.1M | 17.6% |
| Delaware (DE) | 8 | $400K | 2.9% |
Why Choose LINKBANK?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 272 SBA loans approved, totaling $226.9M in financing
- ✓Industry Expertise: Specialized focus on Full-Service Restaurants, All Other Specialty Trade Contractors, All Other Amusement and Recreation Industries
- ✓Competitive Terms: Average interest rate of 6.74% with flexible term lengths averaging 111 months
- ✓Loan Range: Loan sizes from $15K to $4.5M, with an average of $834K
- ✓Nationwide Reach: Active lending in 4 states, with strong presence in VA, PA, MD
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about LINKBANK SBA lending
What types of businesses does LINKBANK typically finance?
LINKBANK specializes in SBA 7(a) lending to specific industries including full-service restaurants, all other specialty trade contractors, all other amusement and recreation industries, other personal care services. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are LINKBANK's typical SBA loan terms?
LINKBANK's SBA 7(a) loans typically feature an average interest rate of 6.74% and average term length of 111 months (approximately 9 years). Loan sizes range from $15K to $4.5M, with an average loan size of $834K.
Do I need a business valuation for a LINKBANK SBA loan?
Yes, LINKBANK typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does LINKBANK compare to other SBA lenders?
LINKBANK has originated 272 SBA loans totaling $226.9M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does LINKBANK lend in?
LINKBANK provides SBA 7(a) financing with particularly strong presence in VA, PA, MD, DE. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
Explore Industry Reports →Need a Business Valuation?
Professional valuations are often required for SBA loans over $250,000.
Get your certified valuation from Fair Market Value.