Lewis & Clark Bank
SBA 7(a) Lending Profile · FY 2025 analysis
Industry Focus
Top industries served by Lewis & Clark Bank
| NAICS | Industry | Loans | Volume | Avg Loan | Share |
|---|---|---|---|---|---|
| 114111 | Finfish Fishing | 24 | $6.8M | $282K | 12.5% |
| 561730 | Landscaping Services | 24 | $4.1M | $173K | 12.5% |
| 722511 | Full-Service Restaurants | 16 | $3.1M | $193K | 8.3% |
| 621310 | Offices of Chiropractors | 16 | $2.1M | $130K | 8.3% |
| 445120 | Convenience Stores | 16 | $3.6M | $224K | 8.3% |
| 459420 | Other | 8 | $1.2M | $150K | 4.2% |
| 721211 | RV (Recreational Vehicle) Parks and Campgrounds | 8 | $168K | $21K | 4.2% |
| 445220 | Fish and Seafood Markets | 8 | $400K | $50K | 4.2% |
| 483211 | Inland Water Freight Transportation | 8 | $200K | $25K | 4.2% |
| 212321 | Construction Sand and Gravel Mining | 8 | $40.0M | $5.0M | 4.2% |
Geographic Distribution
SBA lending activity for Lewis & Clark Bank by state
| State | Loans | Volume | Share |
|---|---|---|---|
| Oregon (OR) | 160 | $67.9M | 83.3% |
| Washington (WA) | 32 | $8.9M | 16.7% |
Why Choose Lewis & Clark Bank?
Based on SBA 7(a) lending track record from 2020-2025
- ✓Proven Track Record: 192 SBA loans approved, totaling $76.8M in financing
- ✓Industry Expertise: Specialized focus on Finfish Fishing, Landscaping Services, Full-Service Restaurants
- ✓Competitive Terms: Average interest rate of 7.04% with flexible term lengths averaging 117 months
- ✓Loan Range: Loan sizes from $21K to $5.0M, with an average of $400K
- ✓Nationwide Reach: Active lending in 2 states, with strong presence in OR, WA
Note: Approval and terms are subject to SBA and lender requirements. This profile is based on historical data and does not guarantee future lending decisions.
Frequently Asked Questions
Common questions about Lewis & Clark Bank SBA lending
What types of businesses does Lewis & Clark Bank typically finance?
Lewis & Clark Bank specializes in SBA 7(a) lending to specific industries including finfish fishing, landscaping services, full-service restaurants, offices of chiropractors. They have developed expertise in these sectors and understand the unique financial characteristics of each industry.
What are Lewis & Clark Bank's typical SBA loan terms?
Lewis & Clark Bank's SBA 7(a) loans typically feature an average interest rate of 7.04% and average term length of 117 months (approximately 10 years). Loan sizes range from $21K to $5.0M, with an average loan size of $400K.
Do I need a business valuation for a Lewis & Clark Bank SBA loan?
Yes, Lewis & Clark Bank typically requires a professional business valuation for SBA loans over $250,000 or for change-of-ownership transactions. A certified valuation helps establish the purchase price, loan amount, and ensures SBA compliance. The valuation typically costs $5,000-$15,000 depending on business complexity.
How does Lewis & Clark Bank compare to other SBA lenders?
Lewis & Clark Bank has originated 192 SBA loans totaling $76.8M since 2020. They distinguish themselves through industry specialization and expertise in their focus sectors. Compare their rates and terms with other lenders in our Commercial Lending Directory.
What states does Lewis & Clark Bank lend in?
Lewis & Clark Bank provides SBA 7(a) financing with particularly strong presence in OR, WA. Based on their lending history, they have experience with diverse state-specific business regulations and licensing requirements.
Research Your Target Industry Before Applying
Before applying for SBA financing, research your industry's typical loan sizes, approval rates, and specialized lenders. Understanding industry-specific financing patterns can help you find the right lender and strengthen your application.
Our industry research reports provide comprehensive intelligence for 1,000+ industries including financial benchmarks, growth trends, financing patterns, and which lenders are most active in your sector.
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Professional valuations are often required for SBA loans over $250,000.
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